Best free baccarat games you can play online

  • Bovada offers a great variety of free baccarat games, including live dealer titles.
  • Ignition Casino provides multiple hot drop jackpots on their free baccarat versions.
  • My favorite out of all the free baccarat games is Slot Madrigal’s La Partage.

Baccarat has long been considered a game exclusively for high rollers.

Hollywood movies have done much to promote this image. James Bond played the game in several films, with his endless supply of Martini-shaken intelligence services funding allowing him to place huge bets with a nonchalance only he could get away with.

Despite its reputation, learning how to play baccarat is simple, as there are few decisions to make once you understand the rules. The most difficult decision might be deciding which of the many great online should you play it on.

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I’ll help you answer that question below. But if you want to jump straight into the action, any of the online casinos I recommend would be an excellent choice to play at.

What Is Baccarat?

Baccarat is a card game usually associated with gambling. It has continued to increase in popularity over recent years. The object of baccarat is to bet on either the “banker hand” or the “player hand” as these hands total up to nine.

Each card in the game is assigned a value. Cards two through nine are valued at face value. Sixes, sevens, eights, and nines each carry a value of two. Tens and face cards (jack, queen, king) each have a value of zero. As you can see from the table below, calculating totals in baccarat is straightforward.

One the initial two cards have been dealt, it is likely that a third card will be required. The rules governing when a third card will be drawn are strict and must be adhered to. Players familiar with blackjack will pick up these rules quickly, but there are some notable differences.

If you feel like baccarat is for you after reading about it, then check out our list of the best live dealer baccarat sites. Otherwise, let’s dive into the best free baccarat games.

Free Baccarat Online Game Rules and How to Play

Playing baccarat for free online is very similar to playing for real money. In fact, apart from not having to worry about your bankroll when you play free baccarat online, there isn’t much difference at all.

The main difference between free web-based baccarat and the real thing is the potential return. When you play for free, you aren’t accumulating comp points or complimentary chips that can be used to win prizes down the line.

Learning the baccarat rules is easy. The aim of the game is to choose the hand you believe will win. Before any cards are dealt, you can place your bet behind the hand you think will win. You can wager on the “Banker hand,” the “Player hand,” or that the two cards will end up with a tied value.

Once wagers have been placed, each hand is dealt two cards. A point system is used to determine the value of those cards, with the hand getting closest to, or even reaching, a score of nine winning. If both hands end up with the same value, it is a tie.

This video shows you exactly what happens during a game, so if you are new to the game, take a look.

As you can see from the clip, the game moves along at a fair lick. Choices to be made are limited, and once you know how to play, it becomes easy to follow the action.

If you enjoyed the video, I strongly recommend trying Live Dealer Baccarat. Most of the sites we recommend offer this version of the game.

Where to Play Free Online Baccarat Games

Any of the top online casinos that provide RNG and/or live dealer baccarat games also tend to offer demo versions of their products.

You can use these to hone your skills before putting your hard-earned down. They are also just a lot of fun.

I’ve thoroughly reviewed each site mentioned above. All are reputable, reliable, and safe to play at. Below, I will analyze some of the best free online baccarat games offered by these platforms.

Bovada – Best Site to Play Free Baccarat Online Games

An outstanding all-around operator, Bovada is ideal for sports betting, horse racing, and poker. It also offers a great selection of free baccarat games online. 

New players who sign up using certain links and referral codes can also qualify for up to $3,750 in welcome bonuses. These funds must be earned by depositing and wagering on products within the site.

Slots are the easiest games on which to turn bonus credits into withdrawable cash. Of the more than 200 slot titles available at Bovada, around 150 come in free-play demo modes.

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Here’s a shorter list of things I love about Bovada.

  1. Banked-rating poker games and a range of Sit ‘n Go tournaments with small buy-ins and fast structures.
  2. An extensive range of slots provided by various software developers.
  3. Huge range of sports and events covered for betting purposes.
  4. Consistent odds and lines that gradually adjust based on betting patterns.
  5. The option to earn cryptocurrency by mining it via affiliate marketing or Cloud Mining.

When it comes to baccarat, Bovada offers several excellent options. Their free baccarat games online include:

  • Pai Gow Dragon
  • Live Baccarat 7 Seat
  • Live Baccarat
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Of the three, the standout is the Live Baccarat 7 Seat option.


Well, players using this particular variant have seven chances per game to win. It uses a shoe of eight decks, and bets can be placed in ten-point increments. The highest sustained win chance is on the banker’s hand at 45.86%, while the lowest is on the tie at 9.51%. The latter might be the most tempting due to the 8:1 payout, but it’s still a long shot.

If you’d prefer to skip free games and go straight for the big leagues, .

Wild Casino – Top Site for Hot Drop Jackpots

Hot drop jackpots are progressive prizes that must pay out before they reach a certain amount. One of the worst feelings in gambling is watching a jackpot counter climb ever upward without you managing to grab even a fraction of the prize before someone else wins it all.

With hot drops, one of three jackpots – mini, minor, or major – needs to drop before they reach $300,000, $500,000, and $1 million, respectively.

Wild Casino is one of the top sites offering hot drops, with several free baccarat games online.

They also offer a generous 250% deposit boost for users who sign up using our link. Plus, there’s a separate slot and table game bonus, giving you up to $5,000 in extra funds to play with. Just remember to meet the 40x wagering requirements before cashing out.

Below are some other reasons why I adore Wild Casino.

  1. Highly rated live dealer platform with professional, personable dealers.
  2. Several different soft launches of cutting-edge technology, such as Cricket Common and the new Wild Casino.
  3. More slots with hot drop jackpots than any other online casino site.
  4. Generous multi-part welcome bonuses for slots, table games, and general gaming.
  5. Accepts bitcoin, which can be deposited and withdrawn faster and more cheaply than USD.
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You can try the hot drop jackpot baccarat variant at Wild Casino here.

Or, if you’re ready to gamble real money, I suggest giving a go.

XBet – Best Free Baccarat Games Online for Bonus Offers

XBet specializes in providing bonuses to new and existing customers.

While their slots section could be beefed up with more titles and filters added, they do have some solid games. Their baccarat offerings are slim, but they do have one highly regarded free baccarat online game: Any Target Baccarat.

Any Target Baccarat comes with a progressive jackpot, which can often be seen creeping toward ridiculous heights on the right side of the screen as you play. This title is unique among baccarat variants in that there are four possible bets you can make.

In addition to betting on the player or banker hand winning or tying, you can also wager on whether or not a particular hand will be a “any target.” An “any target” hand is one that hits the player or banker bet, ties, or gets a natural.

Naturals occur when either the player or banker is dealt a 8 or 9, and they are one of the highest-paying bets in anyone’s repertoire at 8 to 1.

To encourage you to try their games, XBet gives new players a 150% deposit boost worth up to $750. There are also bonuses for cryptocurrency users and sports bettors.

Here’s why XBet tends to attract sporty gamblers.

  1. Fantastic weekday daytime NFL and NBA spreads/totals that are easier on your wallet and just as effective at winning you bets.
  2. Great parlay booster opportunities (such as “yes” on the Rams’, Bucs’, and Bills’ weekly long tests paying +275 instead of +155).
  3. Easy-to-navigate sportsbook layout that prioritizes the action you want to bet on most.
  4. Competitive racebook that focuses mainly on thoroughbreds and harness tracks in the United States.
  5. $750 deposit boost for new players that comes with modest 5x wagering requirements.

If you are interested in trying XBet’s free baccarat games, you can access them .

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For sports betting enthusiasts, the racebook is superb, and the range of slots, including the free baccarat game highlighted above, is enough to keep most players happy. However, it does lack the depth found at some of the other sites I review.

If you want a deeper slots catalog, consider signing up for a account.

SlotsandCasino – Best Free Online Baccarat Games for Variety

I genuinely think that SlotsandCasino has the best free baccarat games online.

There are several reasons for this, not least because they offer nine variants of the game. As well as several standard options, they have some fascinating alternatives, such as European Style, Super 6, and La Partage.

If you don’t already know, the key difference between regular baccarat and La Partage is the rule applied to a tied result. In a standard game, if you bet on the banker’s hand and it ties, you don’t lose your bet; you simply get your money back.

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However, in La Partage, if the same thing happens, you lose half of your stake. The advantage of this setup is that the banker hand will never push, reducing its house edge from 1.06 percent to 1.03 percent.

That makes it the most attractive option on the board.

But be careful if you switch to the Player or Tie bets. These have slightly worse rules, giving the casino a slight edge. While the differences are tiny — less than 0.01 percent in the case of the tie bet— every little helps.

La Partage baccarat is the free baccarat game I tend to play when testing out new sites. If it’s available, I’m in.

My favorite site for La Partague and other free baccarat games online is SlotsandCasino. Here’s why.

  1. Huge slots catalog with 600+ games that seems to grow by the month.
  2. Generous welcome bonuses for slots, table games, and general play.
  3. Unique “scale” design that lets you easily navigate through different genres and game types.
  4. Good variety of roulette, blackjack, and video poker titles to complement a strong slots selection.
  5. Live dealer platform is highly rated for quality streams and responsive dealers.
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If you’d like to try my favorite free baccarat game online, My luck in the last column of 9 has been scorching hot lately. Get a piece of the action with My triplets have been red-hot lately.

If you decide to make a deposit, know that your transactions will process quickly.

Other Online Casinos That Have Free Versions

The sites above are my top recommendations for free online baccarat games. However, plenty of other credible operators provide demo mode baccarat variations.

Some of these platforms are discussed below. For a full rundown, .

Ignition Casino

Like the sites above, Ignition Casino provides several free baccarat games online. Their Hot Drops Jackpots version is particularly good.

Hot drops jackpot games come with four different prizes that need to drop every hour, every day. Since the minis start at $300,000, the majors begin at $1 million, and the current totals for all are displayed onscreen, you stand a decent chance of hitting one of them before too long.

Here’s more on what makes Ignition Casino so great.

  1. Excellent blackjack selection that includes unique games such as Multi-Hand Blackjack and Pirate 21.
  • Top-notch customer service team accessible via phone, live chat, and email.
  • Generous welcome bonuses covering your first five deposits.
  • High-end graphics and immersive soundtracks on select live dealer games.
  • Secure banking options designed to protect your identity online.

If you are interested in playing online baccarat for real money, I advise starting with this site. Alternatively, read our , which explains everything you need to know.

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If you’re looking for something besides baccarat, consider reading our guide to the .

DuckyLuck Casino

I chose DuckyLuck Casino as the best site for Android users. It has a superb mobile platform that works flawlessly with the right device.

In addition to offering Android users a quality experience, DuckyLuck Casino has dozens of free baccarat games. Of the half-dozen or so variations available in the RNG section of the site, I’m partial to the Mini Baccarat version.

Mini Baccarat is a good choice because it plays much the same as regular baccarat but is dealt from a smaller shoe containing just four decks. For someone like me, who likes to watch for card counting plays, a small shoe makes it easier to follow the action and guess where the naturals might be.

Here’s more on what DuckyLuck Casino can offer you.

  1. Premium 6™ volatility slots that pay better than average.
  2. 500% welcome bonus worth up to $7,500 for players who like to think big.
  3. Loyalty program with six different levels offering progressively better perks.
  4. Well-designed mobile platform that runs equally well on Android and iOS devices.
  5. Lots of Wynngz slots co-developed by DuckyLuck and the popular Las Vegas design firm.
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I recommend reading our before trying any of the free baccarat games at DuckyLuck Casino.

Alternatively, check out our guide on the to play something entirely different.

Tips for Playing Free Baccarat Games Online

Now that you know where to find the best free online baccarat games, here are some quick tips for playing them.

  • Learn the Rules. Baccarat rules are relatively straightforward. Still, you should become intimately familiar with how the game works before risking real money since making poor decisions with demo credits wastes precious learning time when you could be having fun.
  • Manage Your Bankroll. Even if you aren’t risking real money, it’s smart to approach your free baccarat games with a set bankroll and a plan to increase its value. I recommend starting with 100 units and increasing that by 1 unit per win and maintaining that bankroll from one session to the next.
  • Look for Commission Rates. In traditional baccarat, the banker hand is Assuming the banker hand wins with a four-deck shoe, the house edge on that bet is 1.06%. However, a 5% commission means the effective rate is lower, at 1.01%. Most free baccarat games omit the commission figure from the paytable, so you may need to consult an expert source to find it.
  • Know When to Quit. Demo credits are fun to accumulate, but they aren’t really worth anything. Don’t waste hours playing free baccarat games, hoping to hit a massive total that vanishes the moment you log off. Set a time limit for your playing sessions, and stick to it.
  • Try Different Bets. In baccarat, you have three basic bets to make. You can wager on the banker hand, the player hand, or that the two hands will tie. The fifth column bet and the side bets are interesting, but I don’t recommend betting on the banker if the commission is not taken into account.

How to Play Baccarat

Those who are unfamiliar with baccarat sometimes assume that it’s an obscure game because it looks complicated.

In reality, baccarat is straightforward, especially when played in the traditional “house bank” format. There are several variations of baccarat, but they all work roughly the same way.

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In baccarat, players and the banker receive two cards. The object is to wager on the hand that will end up closest to a score of nine. Card values range from two through nine, with pictures cards and tens being worth zero points. To determine the value of a hand, add up the card values and dump the hundredth digit.

For example, a hand comprised of a 6 and an 8 adds up to 14. Dump the hundredth digit, and you wind up with a 4. A third card may be dealt to one or both hands under certain circumstances, primarily when either hand is worth 5 or less.

Ready to give it a shot? Check out this step-by-step guide to playing baccarat.

Step 1 – Find a Emulator or Log into Your Favorite Site

I recommend using the search bar at the top of the page to find baccarat emulators if you’re using a casino website. Some sites call baccarat by other names, such as Punto Banco.

Once you’ve found the game, click on it to launch the emulator. If you’re low on time, simply visit your preferred online casino.

Step 2 – Check Out the Game Rules

Most online baccarat games don’t come with rule books, so it’s a good idea to read the pay table before playing. Make sure that the game pays 95% or more of every dollar wagered and that the banker hand has a true house edge of around 1%.

Familiarize yourself with the betting options and the size of the jackpot, if applicable. Also, check out the graphics and sounds to make sure they don’t bother you.

Step 3 – Select Your Preferred Wager

Once you’re satisfied that you have the best baccarat game, decide how much you want to wager on each hand. Newbies should start with a single credit wagered on the banker hand.

Use the arrows or the bet box to make your selection. Multiple bets are available, so take your time and read the paytable if necessary.

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Step 4 – Hit the Deal Button

After choosing your wager, click on the deal button to receive your cards. Both hands will be dealt immediately, and the winning hand determined. If you wagered on the banker hand and it wins, you will receive a payout of 95 cents for each chip wagered.

A tie pays 8 to 1, while winning banker bets receive a payout of the wager minus a 5% commission (not typically included in demo play). Clear the screen when finished and collect any winning credits.

Step 5 – Decide Whether to Continue Playing

Use the navigation bar to select the number of credits you wish to play the next game. You can increase or decrease that amount by adding more credits or taking some away.

If you enjoy the game, try some of the different bets. The player hand wager offers the toss-up, while the fifth-card bet is only recommended for experienced players. The tie bet is appealing but has a fairly high house edge.

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When done, click on the reset button to shuffle the deck and prepare for another game.

Types of Online Baccarat

The best baccarat games come in several varieties, including RNG and live dealer options.

Live dealer games are filmed in studios in front of remote viewers, creating the atmosphere of a traditional brick-and-mortar game. Random Number Generator (RNG) baccarat games are controlled by computer algorithms that ensure all results are random and fair.

Live Dealer

Live baccarat is a newer product, having only been developed in the last decade or so.

It tends to use the Punto Banco variation, which some gamblers believe is the worst form of baccarat. However, others don’t mind playing it since they aren’t risking real money and are purely focused on entertainment value.

Some of the top live dealer baccarat games include:

  • Live Baccarat by VIG
  • Live Baccarat by Evolution
  • Speed Baccarat by Playtech
  • VIP Baccarat by BetGames
  • Live Baccarat by Global Poker Index


RNG baccarat games are highly regarded because they allow players to accumulate comp points and complete bonus wagering requirements easily.

Several top developers provide RNG baccarat software, including industry leader BetSoft. Its version of the game is called American Baccarat, while the company’s premium 3D baccarat title is called Baccarat Deluxe.

Other top RNG baccarat games are:

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  • Punto Banco for High Limits by RealTime Gaming
  • Baccarat Zero Commision by Arrow’s Edge
  • European Baccarat by BetSoft
  • Mega Baccarat by Pragmatic Play
  • Baccarat by Nucleus Gaming


Where can I play free online baccarat games?

Many of the best online casinos provide free baccarat games. Examples include Bovada, Wild Casino, XBet, SlotsandCasino, and DuckyLuck Casino. Each site has several variants in its RNG and/or live dealer sections.

Are free baccarat games fully functional?

Yes. The only difference between playing baccarat for free and for real money is that you aren’t risking your wealth when using demo credits. Beyond that, all features of the game are active, including large wins and hot drop jackpots.

Can I win real money on free baccarat games?

No. Free baccarat games only enable you to win and spend demo credits. These cannot be exchanged for real money or any other type of prize.

Which is the best free online baccarat game?

The best free baccarat game online is La Partage. Available at several top sites, this variant has a unique rule that requires the player to lose half of their bet if there is a tie. Since the same rule change applies to the banker hand, the player and banker bets have a house edge of just over 1%.