In this guide, we will look at the top paying penny slot machines based on their RTP (return-to-player) rates. We also provide insightful tips to help you maximize your winnings when playing these games.
Now, while they are called ‘penny’ slots, you should know that the value of a spin can be more than a penny a pop. In fact, most online casinos set the minimum bet as 10 cents (1 cent on 1 payline out of 10). Still an awesome price to pay for hours of entertainment, but we think you’ll agree that having more ways to win adds to the fun.
More importantly, we only promote and review licensed and secure online casinos, where fair gameplay is guaranteed. So, let’s get right into it and see what the best penny slots with the highest RTP rate are and how you can make the most of them.
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1. Ugga Bugga – RTP up to 106.8% by NetEnt
We start our list of high RTP penny slots with Ugga Bugga – a classic fruit machine by NetEnt. The game has been around since 2007 and boasts an RTP range like no other. Its default setting puts the return rate at 9angel% or 98.6%, but if you press the “bet” button several times, you can change it to 96.8%, 98.6%, and even 106.8%. Why does this happen? Well, it is because Ugga Bugga allows players to see the symbols that make up the back end of the machine at any time. As you can guess, there is a good chance to get an unbalanced result.
Despite its aged looks, Ugga Bugga has a lot to offer, including:
- A High RTP Range
- Free Spins;
- Multipliers;
- Unique Graphics;
- Low Minimum Bet;
- High Maximum Bet;
- High Jackpot.
You can try Ugga Bugga at , one of our top recommended . You can play this penny slot with a single credit, but bets of $100 can be placed per spin, as well as a maximum of $400. This makes it perfect for both low stakes and high roller players looking to test their luck.
2. Zombies – RTP 98.20% by NetEnt
Zombies is another excellent penny slot with a high RTP from NetEnt. It might not offer a wide range of return percentages, but its standard RTP rate is way above average. In fact, it is one of the highest we have seen in years. All visual elements have a horror theme to them, and the soundtrack complements the action nicely. Plus, the controls are intuitive, so jumping into the gameplay won’t be much of a hassle.
These are some of the main features that you can expect to find in Zombies:
- Stacked Wild Reels;
- Collection Style Free Spins;
- Flexible Line Selection;
- High Jackpot;
- Low Minimum Bet;
- Stellar RTP Rate.
You can give the Zombies slot a go at DuckyLuck Casino. The gaming site is perfect for newcomers to the world of online gambling, offering generous welcome bonuses and an easy-to-navigate casino platform. Experienced players can benefit from special promotions and a loyalty programme. Over 500 high-paying penny slot games are available, all of which have been tested for fairness and security.
3. Alchemist’s Lab – RTP 97.30% by Microgaming
Alchemist’s Lab is another excellent penny slot machine with a high return to player percentage. It was released by Microgaming in 2018 and has since become popular among online gamblers. The game’s quirky theme will keep you entertained, while the various bonus modes will help you rack up some impressive wins along the way.
Here are our reasons for including Alchemist’s Lab on our list of penny slots with the highest payouts:
- Two Free Spin Modes;
- Multiplying Wild Symbols;
- Special Wild Burst Feature;
- High Jackpot;
- RTP Above 97%;
- Low Minimum Bet.
You can find Alchemist’s Lab at , a reputable online casino that accepts US players. The venue offers hundreds of high-quality games developed by leading software providers in the industry. You can claim a generous welcome bonus package when you sign up and benefit from special deals and promos throughout the week.
4. Bubble Trouble – RTP 97.60% by Rival Gaming
Bubble Trouble is another high RTP penny slot from Rival Gaming. It has a colourful underwater theme and a variety of interesting features that will keep you coming back for more. One of its biggest selling points is the high RTP rate of 97.60%, which means that you have a better chance of winning compared to many other slot games out there.
See what else you can expect from Bubble Trouble:
- 25 Paylines;
- Win Multipliers;
- Random Progressive Jackpot;
- Idyllic Graphics;
- Unobtrusive Soundtrack;
- Easy to Use Interface.
We recommend playing Bubble Trouble at . The venue features a fantastic welcome deal and lots of ongoing promotions to keep the excitement going strong after the initial deposit. If you enjoy your time there, you can take advantage of their VIP programme and various bank Romans for patricians.
5. Good Girl Bad Girl – RTP 97.80% by Rival Gaming
Good Girls Bad Girls is one of the highest payout penny slots from Rival Gaming. True to its name, this game presents two contrasting personalities that influence the outcome of spins. You can choose to follow the good angel, who rewards with smaller yet frequent wins, or take a chance with the devilish side, which goes for bigger prizes less often.
Other highlights of include:
- Win Multipliers;
- Triggered Fee Spins;
- On-Reel Features;
- Random Progressive Jackpots;
- High-Quality Graphics;
- RTP Above 97%.
You can find Good Girls Bad Girls at . The welcome package is one of the best we have seen, rewarding new members with tons of free spins and match-up bonuses. You will also get to claim daily deals, enter tournaments, and join a special VIP club for enhanced perks.
6. Gushers Gold – RTP 97.50% by Rival Gaming
Gushers Gold is another great option if you are looking for penny slots that pay off. The game takes us deep into the Californian wilderness, where gigantic marijuana plants hide piles of cash and precious gems. There are plenty of special features to keep us company, including wild symbols, free spins, multiplies, and instant win awards.
Here is what you can expect from :
- 20 Paylines;
- On-Reel Features;
- Random Progressive Jackpot;
- Excellent Graphics;
- Soothing Soundtrack;
- RTP Above 97%.
You can find Gushers Gold at . The venue welcomes newbies with a generous deal that provides both free spins and bonus cash. You can also benefit from daily promotions, tourneys, and a VIP programme with five tiers of exclusive perks.
7. Jazz of New Orleans – RTP 97.40% by Rival Gaming
Jazz of New Orleans takes us to the vibrant streets of Louisiana with its penny slot machine high RTP. You will instantly recognize the iconic brass instruments and sultry voices that set the mood for a night of big scores and sensual moves. The game has plenty of wild symbols and random progressive jackpots that can boost your balance significantly.
Other features worth mentioning about include:
- 20 Paylines;
- On-Reel Features;
- Great Graphics;
- Immersive Soundtrack;
- RTP Above 97%;
- Low Minimum Bet.
You can find Jazz of New Orleans at , one of the best real money penny slots casinos for US customers. The venue offers lucrative bonuses and a rich portfolio of high-definition slots from leading developers. New depositors can enjoy free spins and match bonuses, while loyal punters benefit from a special VIP club.
8. Captain Shockwave – RTP 97.50% by Rival Gaming
Captain Shockwave stands out thanks to his penny slot machine high RTP and entertaining pirate theme. You can join him and his crew on their adventures across the seven seas, searching for hidden treasures and sunken ships. The naval background sets the scene perfectly, especially when cannons start firing and mega wilds appear on the reels.
Apart from an RTP rate north of 97%, here’s what you can expect to find in Captain Shockwave:
- 20 Paylines;
- On-Reel Features;
- Win Multipliers;
- Triggered Free Spins;
- Random Progressive Jackpot;
- High-Quality Graphics.
You can play Captain Shockwave at Wild Casino, one of the best online venues for table games and high-paying slots. They offer a massive 250% bonus for new depositors, followed by weekly rewards and monthly bonuses. You can also benefit from a VIP program and exciting live dealer section.
9. Ninja Kiwi – RTP 97.80% by Rival Gaming
Ninja Kiwi is another excellent penny slot from Rival Gaming, featuring a Japanese warrior theme and an RTP rate above 97%. The game uses cartoonish graphics to depict swords, shurikens, temples, geishas, and other symbols related to the samurai culture.
More information about this high RTP penny slot:
- Win Multipliers;
- Triggered Free Spins;
- 20 Selectable Paylines;
- Random Progressive Jackpot;
- On-Reel Features;
- Expanding Wilds.
You can find Ninja Kiwi at El Royale, one of the best sites for penny slots online. The venue is suitable for low rollers, offering a huge welcome bonus and regular promos with free spins and bonus cash. Loyal customers can enjoy premium perks through the casino’s VIP program.
10. Five Times Wins – RTP 97.70% by Rival Gaming
Five Times Wins is a classic three-reel slot that deserves a spot on our list due to its high RTP for penny slots. It may seem dated next to modern video slots, but its old-school charm still attracts many players who prefer simple gameplay and retro vibes.
Here’s a quick overview of its highlights:
- Single Payline;
- Maximum Bet Multiplier;
- Win Multipliers;
- Triggered Free Spins;
- RTP Above 97%;
- Low Minimum Bet.
You can find at Drake Casino, another great venue for classic penny slots. This gaming site also focuses on retro gameplay, hosting dozens of three-reel slots that can be played on mobile devices. New customers can grab a nice welcome deal, while long-time punters receive special treatment through the VIP lounge.
Return to Player Rate Explained
The return to player rate, or RTP for short, indicates how much of the total money wagered on a slot game will be returned to players over the long run. This theoretical estimate is calculated by dividing the total wins (including jackpots) by the total spins. An RTP of 97% would mean that $97 will be paid back for every $100 wagered.
Please note that this is a long-term measurement that tells us very little about the results of individual sessions. One slot with 97% RTP not returning a profit for one hour doesn’t mean that the game is faulty and rigged against players. It could just as easily be a cold streak and things turning around shortly.
Experts suggest measuring the performance of slot games over 10,000 trials to get accurate results regarding RTP. That said, slot studios like NetEnt, Microgaming, Playtech, IGT, and others always test their products before releasing them on the market. Reputable auditing firms like eCOGRA, iTech Labs, and GLI use special software to ensure that the outcomes of slot spins are truly random and unbiased.
So, please don’t worry too much about the RTP when choosing between penny slots with higher RTP. Instead, consider it as one factor among many that indicate the quality of a game. Other important elements include volatility, hit rate, bonus features, theme, audio design, and maximum win capacity.
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Volatility is another key metric used to describe the behaviour of penny slot machines. While RTP tells us about the size of wins over a long period, variance (as volatility is also known) establishes the frequency and amount of rewards during a short session.
Low-variance games like Quick Hit by WMS or Crazy Bananas by Rival Gaming deliver small wins frequently. High-volatility slots such as Mega Moolah by Microgaming or Aztec’s Millions by Roving Gaming can take longer to heat up but offer larger prizes along the way.
Medium-volatility penny slots fall somewhere in the middle. They provide a good balance between hits and thrills and are usually the most popular titles in any slot catalog.
High RTP penny slots with this volatility level may not make your heart race with each spin, but you will have enough small wins to keep the adrenaline pumping without spending too much money. Some good examples in this category include Good Girl Bad Girl and Five Times Wins that we presented in the previous section.
In short, knowing the volatility of penny slot machines can help you pick games that fit your style and budget. If you are a high-roller player willing to chase big prizes, then go for high variance. But if you are a low-stakes player seeking small but consistent wins, then opt for low variance. Remember to set a bankroll limit and stick to it, regardless of the variability of the game.
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Bonus rounds, instant wins, multipliers, free spins, expanding reels…there are lots of features that can boost your score in high RTP penny slots online. These mechanics break the normal gameplay and present fun minigames or interesting visual effects.
Most of the time, getting into a bonus mode requires landing special symbols on the reels, such as scatters or specialized characters. The possibilities are endless and depend entirely on the developer.
NetEnt’s Ugga Bugga keeps things simple by giving players access to the statistics of the game and letting them tweak the RTP level. Microgaming’s Zombies sends agents to collect brains and defeat boss zombies for cash rewards. Rival Gaming’s Good Girls Bad Girls lets you choose between an angel or a devilish side to spin and earn different types of prizes.
All the penny slots with highest RTP listed above come with innovative bonus features that add layers of excitement to the base gameplay.
Another element you may want to consider is the max win potential. Most penny slots allow players to win amounts several hundred times their original stake. However, some games go beyond and award millions of coins for a lucky combination on the reels.
Megadeth, also known as The Best Demon Slayer, has a random prize feature that can pay up to 15,000 times the total wager (or $300,000 at maximum bet). This penny slot is the sequel of Guns n’ Rositions and comes with all manna of rock features, such as Appetite for Destruction wilds, mini games, and guitar solo free spins.
In summary, the best penny slots with high RTP and exciting bonus features can bring you lots of entertainment and potentially large profits. Be sure to check out the mechanisms and max win capacities before betting your hard-earned cash.
How to Play Penny Slots with Highest RTP
Our team of experts has put together a few useful tips to help you make the most of penny slot machines with highest RTP. Following this should help you avoid common mistakes and maximize your winning chances.
First things first, always play at trusted online casinos. That means checking whether the gaming venue has a valid licence issued by a respected regulator, such as Malta Gaming Authority, Gibraltar Gambling Commissioner, UKGC, or Curacao eGaming.
You can check for this info at the footer of the website or ask our experienced writers. Another tell-sign of a legit venue is certifications by third-party agencies that test fairness and transparency, such as eCOGRA or ITS.
Second, remember that diverse is better when it comes to slot development teams. In our experience, companies like NetEnt, Playtech, Microgaming, RTG, IGT, Pragmatic Play, Endorphina, Thunderkick, Play’n GO, and BGaming consistently release innovative titles that players love.
Of course, fresh faces like Reel Play, Evolution Gaming, SkyWind, and Booming Games have brought new and exciting ideas in recent years. So, don’t be afraid to discover new penny slot high RTP titles from lesser-known developers.
Third, take advantage of casino bonuses and loyalty programs. Free spins, match-deposit bonuses, and cashback are excellent ways to prolong your playtime and try new games. Points systems that reward wagers with special privileges can also be quite lucrative for regular players.
Last but not least, learn the strengths and weaknesses of each slot instead of blindly throwing money at the screen. Take some time to read expert reviews and watch gameplay videos to understand how bonus features work and where the highest wins are located on the reels.
This will help you adjust your bet size accordingly and possibly lower your House Edge further. And speaking of bet sizes, always start by checking the number of paylines and whether this can be adjusted. If the slot has fixed paylines, see what is the minimum bet per line.
That will establish the lowest possible wager for one spin. Keep in mind that penny slots do not imply that you can only bet one cent by having ‘penny’ in their names. Some games were simply introduced in the market when one cent bets were affordable, nowadays it worths at least ten cents.
FAQ
Which penny slot machines have the highest RTP?
The current RTP leaders range between 97.50% and 99.60%, provided by designer like Quixano and Tom Horn Gaming. Some of the most famous penny slots with the highest RTP are Mega Joker, Cats, Kings of Chicago, Gift Rap, and Book of Southwest. You can find these games at our recommended real money online casinos.
What does RTP mean on penny slots?
RTP is an acronym for Return to Player and indicates how much of the total money wagered on the slot will be returned as winnings over time. For example, a penny slot with 96% RTP will provide approximately $96 of rewards for every $100 bet. This is a long-term estimation that applies to thousands of spins.
fast payout online casino usaAre penny slots with high RTP worth playing?
Yes, penny slot RTP has a very strong influence on your bottom line, but it is not the only thing that matters. Other important factors include volatility, hit rate, bonus features, theme, audio design, and maximum win capacity. By considering all these metrics, you can find the penny slots that suit your preferences and budget best.
What is the best time to play penny slots online?
Penny slots are random games that use random number generators (RNGs) to produce outcomes. This means that it does not matter when you press the spin button. You have the same chances of landing a winning combo immediately as you do after 24 hours, one week, one month, etc.
Can you win real money on penny slots?
Yes, penny slots can generate big rewards, especially if you bet more credits per line or activate all available paylines. Even games with a cents in their names can require a minimum bet of at least 10 cents, considering most of them have fixed paylines.
About the author
Peter Clayton
Peter is one of America's topcasino experts and has reviewed over a hundred casinos. He has been working in the casino and gambling industry for 30+ years.
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