Online casinos with the highest payout rates in the usa

  • SlotsandCasinoSlots Lucky Creek Casino Bovada is one of the top US sites that boast high payout rates.
  • DuckyLuck Casino DuckyLuck Casino has a high RTP percentage, with some games exceeding 99%.
  • What percentage of their gross revenue do online casinos payout to players? In general, it’s around 75 -85%, but some sites are much higher than that.
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I know that’s what you’re here to find out. And I will tell you just that by the end of this blog.

In fact, I will go one step further and provide you with a list of the highest payout online casino in the US. Plus, I will also share a few honorable online casinos with high payouts.

If you want to start playing at the best online casinos that pay out the most, . Let’s jump straight into it.

1. Bovada­­ – Top Gambling Site That Pays Out

Bovada gets my top spot for many reasons. For starters, it’s arguably the best online casino real money has to offer. It offers an enormous collection of over 300 games, including , blackjack, baccarat, Teen Patti, Jai-Alai, and more. 

You won’t struggle to find your favorite game on its platform.

Another reason why it’s my top pick among the top paying online casino sites is that it’s been around since 2004. It has earned a solid reputation over that time as a reputable and trustworthy operator.

But don’t just take my word for it. It bears an accreditation from AskGamblers, so you know you’ll receive an excellent service if you play there. Not only that, but it also offers stellar customer support and fast payouts.

So, how do its games rank in terms of payouts? Well, many of them have exceptional RTPs. For example, Aces & Eights has a payout rate of 99.26%, while Cleopatra’s Gold stands at 96.00%. 

I could spend all day listing the high payout slots on its site because there are simply too many. But other popular options include Atomic Meltdown, Reels and Wheels XL, The One Armed Bandit, and Golden Euro. 

This further cements its place as one of the best online casinos that payout.

Bovada­­ Deposit Bonus & Other Promotions You Should Know About

Let’s not forget that Bovada also provides amazing promotions to help enhance your gaming experience. For instance, it provides all newcomers with a welcome bonus of 125% (maximum value of $3,750) when they make their first deposit. 

To claim this reward, just use the coupon code: NEWLOT.

Not only that, but you can also take advantage of a crypto bonus if you deposit using cryptocurrency. This offers a 150% welcome bonus (up to $3,750) with a code of: NEWCrypto. 

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Other ongoing promotions include daily jackpots, live dealer promos, and referral bonuses. There’s even a benefits loyalty program where you can earn points each time you wager on games. These comp points can be redeemed for real cash.

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2. DuckyLuck Casino – High Payback Percentage

Next up on my list of top payout online casinos is DuckyLuck Casino. If you didn’t already know, this site boasts an incredible average RTP of 97%. That means that for every $100 bet, the site pays out $97.

The great thing is that this percentage applies to all of its games, including those offered on its live casino. So regardless of whether you play roulette, blackjack, or slots, you can rest assured knowing that you stand a good chance of winning. 

There are over 550+ games on its site, all of which have outstanding graphics and features. Some of the most popular options include Cubic Fortunes, Dragon & Tiger, American Roulette, Sweet 16 Lot, and Progressive Blackjack.

As you might have guessed, Cubic Fortunes is a progressive slot that has an average RTP of 98%. Meanwhile, the payout rate for Dragon & Tiger, American Roulette, and Progressive Blackjack are approximately 96.17%, 98.6%, and 99.22% respectively.

What’s nice about these games is that they come with different betting limits to cater to all types of players. So if you have a small bankroll, you can still enjoy high RTP games.

DuckyLuck Casino is undoubtedly one of the best online casino with high payout ratios. But there’s more.

It offers several other benefits that make it stand out from the crowd. For instance, new users can get a generous welcome bonus of 500% (up to $7,500) by using the code: DLX500. 

Plus, there are tons of ongoing promotions like free spins, reload bonuses, and game of the week offers. Did I mention it also has its own lotto? Yep, you read that right.

Other perks include a VIP program, exclusive promotions, and fast payouts. What’s not to love?

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3. SlotsandCasino – Best High Payout Online Casino in the US

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Next up, we have SlotsandCasino. True to its name, this site offers hundreds of high return-to-player slot games.

In fact, slots are the only type of game offering on its site. Of course, this might be disappointing for some players who enjoy table games. However, it’s worth noting that there are hundreds of slot games to choose from. 

These include branded options such as Three Raining Pigs, Journey to the West, and Fantasy Fortune. Plus, there are plenty of progressive jackpot slots where you have the chance to win big money. Some of these include Mega Money Wheel, Jackpot Cleopatra’s Gold, and Arabian Tales. 

So, do SlotsandCasino’s games stack up in terms of RTP? Absolutely. There are tons of high payout online casino slots on its site with impressive theoretical return rates. For example, Triple Dragons has an RTP of 96.45%; Lucky Seven has 97.63%, and Green Light (pictured above) has 98%.

What’s more, this site is audited by GLI, a leading testing agency. This ensures that its games are fair, safe, and secure.

Another reason why this should be your number one choice for high payout slots is that it offers fantastic bonuses and promos. For example, you can get a 200% welcome bonus (up to $1,000) and 100 free spins when you deposit $25 using the code: Welcome. Plus there are daily bonuses, reloads, cashbacks, and more. 

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Ultimately this site might not be suitable for players who want a wide variety of games. Then again, it excels in providing an awesome slot gaming experience. Plus there’s a generous VIP program with 8 tiers, each offering better perks than the last.

4. Lupin Casino – Best Online Casino Payments

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Lupin Casino is another highly recommended site if you want to play at online casinos with the highest payouts. There are more than 300 titles available across multiple categories, including , video poker, and scratchcards.

Slots make up the majority of games, with popular choices including Strolling Staxx, Gemtastic, and Lucha Rumble. The great news is that each of these comes with a high RTP rating. For example, Strolling Staxx has an average payout rate of 96.30%; Gemtastic has 96.14%, and Lucha Rumble stands at 96.48%. 

Fans of table games are not left disappointed either. Blackjack, roulette, baccarat, and Casino Hold’em are among the selection. So, how do these games rank in terms of RTP? Well, a few notable mentions include Zoom Roulette (98.46%), Caribbean Hold’em (98.30%), and Classic Blackjack (99.24%). 

Did you know that the pays out at around 95.52%? Not bad at all.

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One appealing factor of this site is its user interface. It’s easy to navigate, especially as there isn’t an overwhelming amount of games. Plus, there are filter search options so that you can find exactly what you’re looking for.

Speaking of looking, there’s a pretty cool Lupin Series theme going on, based on the infamous character, Arsène Lupin. This criminal mastermind is said to have used his cleverness and thievery skills to right the wrongs committed against others.

Each game is dedicated to one of his adventures, making for an engaging and immersive playing experience.

Now, let’s talk about bonuses. This site offers a 250% welcome bonus (up to $5,000) to all new players who sign up. Plus, you’ll get 50 free spins on the Lupin-themed . To claim this offer, simply enter the code: WELCOME250 when making your first deposit.

Additional rewards include a second deposit bonus of 300% (plus 50 free spins), a third deposit bonus of 320% (with 50 free spins), and a fourth deposit bonus of 350% (including 50 spins.) They also offer ongoing promos including cashback, reload bonuses, and game of the week offers.

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5. BetUS – Great Customer Favorite Gambling Games

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When it comes to the highest payout online casino games, BetUS is a great option for sports betting enthusiasts. This site offers a range of classic casino games such as slots, roulette, blackjack, and video poker.

Some examples of high payout rate slots at BetUS include Lion’s Pride (94.22%), Reels and Wheels XL (96.0), and Cleopatra’s Gold (96.00%). As for table games, Progressive Blackjack holds the highest RTP rating at 99.22%. 

BetUS was founded back in 1994, so it has decades of experience under its belt. This goes to show that it’s a legitimate site you can trust. 

It offers a 125% welcome bonus (up to $2,500) for those opening an account for the first time. Simply use the code: Welcome125 when depositing.

I would recommend using cryptocurrency to claim the bonus as it offers a higher rate of 200% (up to $5,000). Don’t forget to enter the code: CRYPTO200. 

Other ongoing promotions include a 10% weekly reload bonus, 10% cashback, and a referral scheme. You can also earn points by betting on games that can be exchanged for bonus dollars.

Sports betting is also available on the site and includes pre-match and live markets. Popular options include NFL, MLB, NBA, NHL, Soccer, Tennis, Cricket, Rugby League, and Rugby Union. The same welcome bonus can be applied to the sportsbook and casino.

6. TrustDice – Trusted Online Casino Payment Methods

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TrustDice makes this list of the highest paying online casinos because it boasts an average RTP of 97%. I think that’s a compelling enough reason to join. Yet there are many other factors that make this crypto gaming site superb.

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For starters, there are more than 4,000 games to choose from. They cover all the classics, as well as some unique ones you can’t find elsewhere. Among these are slots, dice, crash, , lottery, TV shows, and more.

Many of these games come with high RTP rates. An example of a high payout online casino slot is Book of King Arthur Deluxe at 96.12%. The same can be said for Fairytale Magic (96.14%) and Bank Robbers (96.16%).

Crash is one of the newest game genres to hit the scene and allows players to bet on symbols in an ascending market. It might take some getting used to, but the payouts can be substantial. TrustDice’s Orbis Coins is a prime example of this, with an RTP of 97.30%.

I won’t lie; the welcome bonus at TrustDice is relatively low compared to others on this list. You can get a 100% bonus (up to $1,400)/1 BTC/1 LTC when signing up.

While this is far from the best online casino payout percentage-enhancing offer, there are lots of other promotions to take advantage of. These include weekend reloads, Monday free spins, trade crates, lotteries, and a VIP program. 

As mentioned, this site only accepts cryptocurrencies as a form of payment. This method has become increasingly popular due to its fast transaction times and minimal fees. Cryptocurrencies also tend to offer more generous bonuses at online casinos with high payout rates.

That concludes my recommendations for the top online casinos that payout the most. Before wrapping up, I wanted to add a couple more honorable mentions.

7. Wild Casino – Reputable Online Casino Game Selection

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First up, we have Wild Casino. This site has over 500 games to choose from, including slots, roulette, blackjack, and live dealer games. Many of these have high RTPs. For instance, American Blackjack has a payout rate of 99.22%; Bonanza Bible Bliss has 96.18%; and Sweet 16 Lot Wins has 96.11%.

A great thing about this site is that it accepts a wide range of payment methods, including credit cards, person-to-person transfers, , and more. New users can get a 250% welcome bonus (up to $5,000) by using the code: 5GEAR. 

Head over to this page for a complete rundown of the best Wild Casino has to offer.

8. mBit Casino – Great Casino Payout Methods & Games

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Last but not least, we have mBit Casino. The average RTP for this site is between 94-97%, depending on the game. Some of the highest rated options include MultiHands Blackjack (99.41%), Book of Pyramids (96.18%), and Loose Kenny (96.12%). 

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This site has over 1,700 games, spanning across slots, , table games, and more. There are also live dealers that you can interact with. Best of all, you can play any game on the go as the site is fully mobile compatible.

mBit has been around since 2014 and is widely regarded as one of the best Bitcoin casinos. In addition to BTC, players can deposit other cryptocurrencies, including Ethereum, Litecoin, XRP, and more.

New players will receive 5 BTC / 3 BCH / 190,000 mBITS / 5,000 USD worth of spins, plus 30 free spins when making their first deposit. All you need to do is enter the code: WELCOME.

To learn more about this site, check out this mBit Casino review.

How Do Online Casino Payouts Work?

Before we get into the nitty gritty details of the best online casino payouts, let’s first touch on the basics.

Quite simply, the payout ratio tells you how much you can expect to win from playing a particular game. It refers to the percentage of money that is paid out to players as winnings. The industry standard for land-based casinos is around the 75-85% mark.

Online casinos, however, boast much higher rates. As we discussed earlier, some sites have an average payout of 97%. This means you are more likely to win money playing games online rather than offline. 

Payout rates are calculated by dividing the total amount of winnings by the total amount of bets. This figure represents how much of each dollar bet on the game is returned to players as winnings.

For example, let’s say that $100 has been wagered on a slot machine, and there are $90 in winnings. This means the RTP for that machine would be 90%.

The formula looks like this:

Total Winnings ÷ Total Bets = RTP

It’s important to note that the payout percentage is an average figure that is calculated over millions of spins or hands. When you play a game, there is no guarantee that you will immediately receive the RTP stated.

Think of it like flipping a coin. There’s a 50/50 chance of getting heads or tails. This means that if you flip the coin ten times, you shouldn’t be surprised if you get six heads and four tails (an average RTP of sorts). You might get seven heads; you might get nine heads.

The important thing to remember is that over time, the RTP should be achieved.

Why Do Online Casino Payouts Vary?

Variety is the spice of life, right? Well, yes and no. If I thought I would lose money playing a game with an RTP of 80%, I probably wouldn’t bother. Most people would.

But there are exceptions to the rule. Some players might see the 80% RTP and think, “Well, six out of ten times, I’ll get my money back. That’s better than nothing.” 

Others might see the same game with an RTP of 97% and think, “Wow, I have a better chance of winning!”

At the end of the day, a higher RTP makes a game more attractive to players. This is the main reason why some have a far higher payout rate than others. Developers want to create exciting and entertaining games that people will want to play.

Of course, they still want to make a profit. Some games have lower RTPs, and higher profits are made on bonus features that require larger bets. 

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For example, a game with a basic 93% RTP may have a bonus feature that gives you a chance to win 10,000x your stake. To activate this, you might need to bet $50 or more. The developer is able to offset some losses from base gameplay with these high return bonus rounds. 

That’s a simplistic way of looking at things, but I hope it helps.

How Do I Find the Best Online Casino Payouts?

If you want to play the games with the highest payout percentages, the best place to start is this page. I have highlighted five of the top sites, and each comes with an average RTP of at least 97%. 

You can also find detailed reviews of each platform, outlinining what they offer and what makes them special.

Here are some additional tips for finding the best online casino payouts:

  • Check the RTP of individual games. Each game will have its own RTP that you can find by doing a quick Google search. Only play games with the highest possible payouts.
  • Look for bonuses. A 100% match deposit worth $100 is better than one worth $500 with a 50% bonus. The former gives you more money to play with, increasing your chances of winning.
  • Consider ongoing promotions. Welcome bonuses are great, but you will spend most of your time playing on the site playing through wagering requirements. Make sure there are plenty of promotions to keep claiming once the initial offer has expired.
  • Think about banking options. Some payment methods have 24-48 hour processing times, whereas others are instant. Furthermore, e-wallets like PayPal allow you to keep your financial details private from prying eyes.
  • Do your research. Always check that the site is licensed and regulated by a recognized authority before joining. Look at our in-depth guides for extra insights.

What’s the Average Online Casino Payout?

We established earlier that the average offline casino payout is around 75-85%. This is considerably lower than the best online casino payments. 

As outlined in this guide, there are sites with an average RTP of over 97%. Some games even come with RTPs north of 98 or 99%. 

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With that being said, state laws vary in the United States. For example, New Jersey and Michigan have fairly new industries and high maximum bets. This means the casinos must offer competitive payouts to attract players. 

Generally speaking, the average online casino payout percentage tends to hover around the 95% mark. Obviously, this is a significant improvement on land-based sites. But there are some exceptional operators out there that surpass this figure comfortably. 

Are you wondering how do online casinos payout?

How Do Online Casinos Payout?

Most online casinos offer a range of payment methods for deposits and withdrawals. This could include credit cards, debit cards, e-wallets, bank transfers, and cryptocurrencies. 

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DuckyLuck Casino is a prime example of a site with a diverse range of banking options. Players can fund their accounts using Visa, MasterCard, American Express, Discover, Interac, Checkme, Bitcoin, Litecoin, and Money Global. 

Withdrawals can be made via Wire Transfer, Money Global, Bitcoin, and Litecoin. Other sites may offer similar options or limit you to just a couple. Either way, you should always check what is available before registering an account. 

Withdrawal times can vary depending on your chosen method. Credit cards can take 5-days, debit cards 3-5 days, bank transfers 5-10 days, e-wallets 24-hours, and cryptocurrencies 1-3 hours. 

It’s also worth noting that there might be a waiting period of 48-72 hours before your payment is processed. This relates to verification checks to prevent money laundering. 

First, you must submit and have approved identity documents, such as a photo ID, bank statement, and proof of address. Once these are uploaded, you will skip this stage and receive your funds faster.

Do Online Casinos Really Pay Out?

Yes, they really do. Provided you are playing at a licensed and regulated site, and you have fulfilled any wagering requirements, you should receive your winnings. 

I have listed only legal and verified websites in this post. Online casinos in the US must hold permits from trusted authorities like the Malta Gaming Authority (MGA), Gibraltar Gaming Commission (GGC), and Panama Gaming Commission (PGC).

They also have Random Number Generators (RNGs) tested and certified by third-party agencies like eCOGRA and Gaming Associates. This ensures that games are fair, consistent, and produce accurate payouts. 

It’s also important to reiterate the point that you are responsible for your payout. Make sure you meet the following criteria:

  • Timings — Withdrawals are often unavailable during the first 48-72 hours after registering an account. They might also be restricted ahead of the arrival of a new promotion. Always check when the feature is open.
  • Verification — You must have provided all necessary personal and payment documentation to speed up the process. Failing this, the cashier team will need to run KYC (know your customer) checks.
  • Wagering — Have you completed any bonus wagering requirements? If so, and you have supplied all documents, then a lack of payment could indicate you breached the terms. Always read them carefully before accepting a deal.
  • Limits — Each cashier tab will have minimum and maximum withdrawal limits. If you are trying to retrieve more than the allowed amount, you will need to initiate multiple transactions.
  • Correct details — Double-check that you have entered the correct banking information. Cashiers do not offer an edit function, so you might need to contact customer support for assistance.
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Online Casino Payout Methods

We touched upon banking options earlier. Here’s a reminder of the most common ways to deposit and withdraw at internet gambling sites. 

Deposit Options

Credit Card

Major issuers supported: Visa, Mastercard, American Express, Discover

Example of a credit card deposit at : $50 (min.), $2,500 (max.)

Time to Deposit: Immediate

Notes: Credit cards are widely accepted at online casinos. You will need to enable international transactions. 

Debit Card

Major issuers supported: Visa, Mastercard, American Express, Discover

Example of a debit card deposit at : $25 (min.), $5,000 (max.)

Time to Deposit: Immediate

Notes: Same as credit cards, except you are transferring funds from your bank account. 

Bank Transfers / Trusted Payment Partners

Example of a bank transfer deposit at : $10 (min.), $5,000 (max.)

Example of a bank transfer deposit at : $25 (min.), $25,000 (max.)

Example of a Money Global deposit at : $30 (min.), $30,000 (max.)

Time to Deposit: Immediately to 48-72 hours**.**

Notes: Some casinos offer direct bank transfer services, while others use a company called Money Global. Both methods offer large max. deposits but can take up to three days to clear. 

E-Wallets (e.g., PayPal, Neteller, Skrill)

Example of a PayPal deposit at : $10 (min.), $2,500 (max.)

Example of a Neteller deposit at : $10 (min.), $5,000 (max.)

Example of a Skrill deposit at : $10 (min.), $2,500 (max.)

Time to Deposit: Immediate

Notes: Most major e-wallets are accepted, including PayPal, Neteller, and Skrill. Fund your wallet/account beforehand as deposits are transferred instantly. 

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Cryptocurrencies (e.g., Bitcoin, Litecoin, Ethereum)

Example of a Bitcoin deposit at : $25 (min.), $5,000 (max.)

Example of a Litecoin deposit at : $20 (min.), $2,500 (max.)

Example of a Visa deposit at : $20 (min.), $20,000 (max.)

Time to Deposit: Immediate

Notes: Cryptocurrencies offer fast, secure, and anonymous transactions. They tend to come with high max. deposits, and some casinos accept multiple forms of crypto. 

Withdrawal Options

Bank Transfers / Trusted Payment Partners

Example of a bank transfer withdrawal at : $35 (min.), $2,500 (max.)

Example of a check withdrawal at : $25 (min.), $2,500 (max.)

Example of a MoneyGlobal withdrawal at : $50 (min.), $3,000 (max.)

Time to Withdraw: Three to five days (bank transfers), 24 hours (Checkme), 3-5 days (Money Global), 1-3 hours (crypto).

Notes: Withdrawals to banks and companies like Money Global can take 3-5 business days to arrive. Some sites offer faster payouts to bank accounts, like Bovado with Checkme. 

E-Wallets (e.g., PayPal, Neteller, Skrill)

Example of a PayPal withdrawal at : $25 (min.), $2,500 (max.)

Example of a Neteller withdrawal at : $20 (min.), $5,000 (max.)

Example of a Skrill withdrawal at : $20 (min.), $2,500 (max.)

Time to Withdraw: 24 hours

Notes: E-wallets offer much faster payout times than bank transfers or check payments. However, not many sites accept them for withdrawals. Those that do usually limit cash outs to $5,000 at a time. 


Example of a check withdrawal at : $25 (min.), $2,500 (max.)

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Time to Withdraw: Eight to ten business days to receive and deposit the check. 

Notes: Some sites offer paper checks as a withdrawal method. These can take up to a week to arrive in the mail. Once received, it will take another day or so to deposit the funds into your account. 

Credit / Debit Cards

Availability: Various 

Time to Withdraw: Two to three weeks

Notes: You cannot withdraw to a credit or debit card directly. However, you can request a paper check, which can be deposited into your bank account linked to the card. 


Example of a Bitcoin withdrawal at : $20 (min.), $20,000 (max.)

Example of a Litecoin withdrawal at : $25 (min.), $2,500 (max.)

Example of a Visa withdrawal at : $20 (min.), $500 (max.)

Time to Withdraw: One to three hours

Notes: Crypto payouts are generally very fast. Some sites apply a cap, such as $20,000 for Litecoin. However, you can make multiple transactions to get around this. 


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