Online casinos with best payout rates in the us (2023)

Are you playing at casinos with the best odds?

Some online casinos in the US have better payouts than others, so it’s wise to play where you get more bang for your buck. That’s exactly what we set out to find when creating this page – the online casinos with the highest win rates for players.

This list of the top ten online casinos with the best payout rates in the United States will help you get more from your gaming sessions. As always, this page has been created by our experts using an intricate data-driven process that includes payout speeds, range of games available, and plenty more factors.

Online Casinos with the Highest Payout Rates in the US

ranked tops for its exceptional range of games, numerous promotions, and its mobile-forward platform. It also ranks highly on this page because of its excellent payouts. Ignition has dozens of games with 98% payouts or higher, while most games sit above 95%.

The same applies for , which offers a massive live dealer platform powered by VIG and Fresh Deck. Several games have 98%+ payouts, and very few games at this site dip below 95%.

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We’ve listed the top ten sites with the highest average game payouts below. Scroll through to see the full table, or click “Claim Bonus” on this page to visit our top-rated US online casino.

The Average Payout Rates at US Online Casinos

The vast majority of games at online casinos have an average payout rate of between 94-96%. This means around 95% of money wagered is paid back to players in winnings over time. The other 4-6% is the house edge or profit margin retained by the online casino. All casinos must make a profit to remain open, so this figure is normal and healthy.

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When picking an online casino, you should aim to play at sites with high payouts. This will maximize your potential winnings over time. However, you will not notice much of a difference on individual spins, rolls, or hands. The “house edge” is a long-term concept. You could realistically go on prolonged bad runs at online casinos with payouts of 90% and see very little return. Equally, you could hit it big at a site with a 97% payout rate and end up in profit after an hour of play.

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Instead of relying on payout rates alone, smart players use welcome bonuses, ongoing promos, and game selection to get a better deal at online casinos. If you can combine all three of these elements, you can end up with a very strong ROI (return on investment).

ageile 22 is a great place to do just that. New players at this site are welcomed with a generous bonus, and they have tons of games with high payouts.

How We Ranked the Online Casinos with the Best Odds

As with all of our ranking processes, we used a wide array of criteria when determining the online casino with the best payout percentage for US players. These include:

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Available Games and Software Providers

We know that some software developers produce games with higher payouts than others. For example, titles from often boast bigger wins than games from . We counted how many games were provided by these firms at each casino and noted those with high payouts. We then took an overall view to determine which site offered the best ratio of wins to stakes over time.

Slot Payback Percentages and RTPs

Slots are the easiest games to value based on payouts since they come with routine published RTPs, or return to player rates. These are the percentages of all money wagered that is paid back to players over time. Any slot with 97% RTP and pays 10,000x on a $1 wager has the same potential value. Based on these two pieces of information, we were able to identify the best paying online casinos in the USA.

Table Game Payouts and Odds

It is tougher to measure the value of table games since they do not come with published RTPs, paylines, or paytables. We relied on common knowledge regarding house edges and payouts for popular games like blackjack, roulette, and baccarat. We know, for example, that European Roulette has a 97% payout rate because there is only one gap for 37 balls. We assumed all websites offered similar versions of each game, but this was not always the case. Some sites offer improved roulette variations and blackjack games with lower house edges.

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Live Dealer Payouts and Odds

Live dealer games have become hugly popular in recent years. Unsurprisingly, the best online casinos in the US offer plenty of live dealer options. We reviewed the range of live games at each site, noting any with high payouts, and then identified those with the best overall offering.

Video Poker Payouts and Odds

is one of the most popular games at US online casinos, so we spent a lot of time reviewing the video poker options at each site. We looked at the variety of games, such as Jacks or Better and Deuces Wild, available, and the payouts for hands like a Royal Flush. Sites that offered solid video poker games with high payouts were ranked more highly.

Other Considerations

We considered plenty of other variables when trying to answer the question, “What casino has the best payout?” for US players. This included bonus offers, loyalty schemes, deposit limits, withdrawal times, customer support options, mobile compatibility, and more. In reality, lots of small details can impact your overall experience at an online casino.

If you want to dig deeper into each of our recommended sites, why not read our reviews?

Which US State Regulates Casino Payout Limits and Percentages?

One thing to note before we dive into specifics about the best payout casinos online is that state regulations apply to brick-and-mortar venues, not internet operators.

Each land-based establishment must secure a license from their relevant regulator and adhere to local laws. One of the key rules concerns payout limits and minimums, which dictate how much a venue must pay out to players and how much they can keep behind the counter. For example, Arkansas payt tables must be set to dispense $200 or less, meaning anyone lucky enough to hit the jackpot at an Arkansas racino will receive a ticket. They must take this to the cashier, who will verify they have won before paying out. Arkansas law states the largest amount cashiers can hand out is $600, meaning they will need to make multiple payments if you hit the maximum jackpot of $25,000.

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Similar rules apply in many parts of the USA, although the specifics vary from state to state. In contrast, online casinos do not have these restrictions. Digital operators can transfer large sums of money electronically, meaning there are no limits on the size of jackpots or payouts at the best payout casinos online.

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The Best Types of Games with High Payout Rates

All casino games have different odds and payouts. Some are designed to favor the house, while others tip the balance slightly in favor of the player. The lowest payout casino games are slots and digital keno, both of which typically have an average RTP of 94-96%. Most players are happy to accept these lower returns because winning briefly is more engaging than drawing a bunch of dots on a screen.

If you want to maximize your potential returns, there are several game types worth targeting. Craps, pai gow, and baccarat typically have a series of bets with low house edges. You can find these games at the best payout online casinos in the US.

Blackjack is another good option, as you can further reduce the house advantage by employing basic strategy. Experienced players know when to hit, stand, split, and double down to minimize the casino’s edge. There are also some rare variations that pay 3:2 on a blackjack, unlike the industry standard of 6:5. These variations are best for online casino payout percentages.

Poker is a game that swing wildly from hand to hand, so short-term results do not reflect its potential value. Any version of the game, such as Texas Hold’em and Omaha, has strong payouts if played correctly. We recommend classic poker games, video poker machines, and even Caribbean Poker live dealer games for their solid returns.

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Do Progressive Jackpot Games Have Better Odds?

In general, progressive jackpot games have worse odds than regular variations of slots and other games. Progressives take a small percentage of each wager and places it in a shared prize pool. This means prizes can reach millions of dollars in size, but it requires tens of thousands of spins to hit the jackpot.

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Every spin contributes to the jackpot, which increases the house edge on the base game. If you compare the RTP of a regular slot and its progressive variant, the former will almost always offer better value. Of course, some people are willing to accept lower odds in order to win life-changing amounts of money. Progressive jackpots are the only way to do that and win at the casino.

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Online Casino Payout Methods

There is no difference in payout percentage regardless of the method you choose to withdraw your winnings. The casino will not penalize you for using a certain withdrawal method, and they will not inflate the odds if you use another. The only things to consider when cashing out are speed and cost. Some payment methods are faster than others, and some come with fees attached.

Our receives deposits and processed withdrawals quickly, safely, and free of charge wherever possible. Here are some of the most popular banking options at our top-rated US online casinos:

  • Visa/MasterCard/Discover/American Express/Diners Club
  • ACH/eChecks/Trustly
  • PayPal/Skrill/Neteller
  • Cryptocurrencies like BTC, LTC, and BCH
  • Cage Cash at Retail Partners (William Hill)
  • Bank/Wire Transfers
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