Highest rtp casino games you can play online

If you’re looking for clues as to where to start, and which of the best-paying casino games to go after––you’ve come to the right place. 

In this guide, we are going to reveal everything you need to know about the highest payout casino games. Starting with a brief overview of how they work--including RTP rates, standard deviations, variance, and house edge––and the best high RTP games to play online at US online casinos in 2023. 

Then, we will explain how these metrics apply to each game and provide statistics from our top-rated software providers to prove it. By the end of this page, you should have all the tools needed to find the highest payout percentage casino games for your preferred gambling platform. Let's get started!

What Are The Highest Payout Casino Games? -- At a Glance

The highest payout casino games are not always what they seem. For example, many players believe that roulette's highest betting option (typically 35:1 or 36:1) makes it one of the most-profitable gambling activities. Unfortunately, this could not be further from the truth. Yes, the return on investment when bets win is very high. However, the game of roulette has a high house edge which negates those lucrative RTP rates. In fact, many would argue that it has some of the worst odds out of all the real money games in the casino.

Another factor to consider is volatility.­­­­­­­­­­­­­­­­­­ Some of the highest paying casino games look great on paper but can be a nightmare in practice. That is, if you can’t afford to play them. A perfect example of this is . This game, which requires a single card to be chosen from a deck of 52 without replacement, offers remarkable RTP ratings of 97-98%. But the downside is that it has extremely high variance. This means dry spells are commonplace, meaning you could end up spending big before seeing a positive return.

Summary: The best high payout casino games are those with high RTP% and low volatility. When these two factors collide, you have a decent chance of winning lots of small pots or a medium pot often. The key word here is “often.” Even the highest paying casino games will have dry spells. There will still be times when the reels go dead or cards don’t hit. That’s just the way probability works. But by playing titles with low volatility, you can minimize these occurrences and keep your bankroll afloat during downturns.

Best High RTP Casino Games by Type

Now that you have a better understanding of how the numbers work and why they matter, it’s time to take a deeper dive into the world of high RTP games. Below, you will find a list of the top-paying casino games by type. We’ve included a brief description of how each gaming machine works, plus statistics provided by our preferred software developers. This data includes the RTP percentage, standard deviation (volatility), and the range of payouts (low, medium, high). We hope this information helps you choose the best casino payout games to suit your needs.

Slots 

Online slots are the lifeblood of every reputable casino looking to attract new customers. Every year, dozens of new machines hit the market, offering novel ways to win cash prizes. From retro three-reelers to modern five-reel+ games packed with bonus features, there is something for everyone on the slot machines. 

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With so much variety available, choosing the best payout casino games from this category can be tricky. Therefore, we decided to turn to one of our most trusted developers, NetEnt, to see what they had to say. According to the Swedes, some of the highest paying slot games you can play are listed below.

  • Nrvna - This five-reel slot takes its name and theme from the Norse goddess of love, beauty, and fertility. As you might expect, it features plenty of bonuses that revolve around golden wild symbols and magical orbs. With an RTP rate of 97.20 percent and a low standard deviation (10), this is one of the best rtp slot machines in NetEnt’s arsenal.
  • Neon Staxx - Take a trip back to the ’80s with this five-reel slot set against a neon backdrop of triangles, circles, and crosses. As you hunt through the reels for symbols such as tiger cubs, lantern fish, and bat symbol wilds, you might trigger one of three free spin features. Whichever one you pick, you’ll benefit from a 3-5-5-5-3 formation for stacks that can earn you mega wins. With an RTP rate of 97.00 percent and a low SD (10), this is another top pick from NetEnt.
  • Fruit Case – If smashin’ fruits to a catch pop tune sounds like your idea of fun, this Collect-A-Win slot might be perfect for you. Based on the developer’s own Jackpot 6000, this five-reel, 20-payline slot has an RTP rate of 97.00 percent and a low SD (10).
  • Glow – Descending row machine where wins happen when four symbols of the same kind appear in any order horizontally on neighboring columns. Developed by NextGen Gaming and distributed by IGT, this underwater adventure has an RTP rate of 97.00 percent and a low standard deviation (10). Even though it doesn’t have bonus rounds per se, Orbit wins, wild drops, and multiplier wilds ensure there’s never a dull moment.
  • Scarface – Based on the 1983 crime classic starring Al Pacino, this 5x4 30-line slot comes complete with character recognition spherical display screen. Trigger Tony’s features, such as the sledgehammer smash, Scott Freeze, Tony’s Bonus, or the Enemy of the State free spins, and watch the mayhem unfold. This epic machine has an RTP rate of 98.20 percent and a low standard deviation (10).
  • Geisha Wonders – Although jackpot slots aren’t usually known for their high RTP percentages, this 5x3, 25-line progressive machine from Sha Yang Gao & the net entertainment team buck the trend. With an RTP rate of 97.10 percent and a low SD (10), your chances of winning are higher than average. Plus, if you manage to land five logo symbols across any active payline, you’ll win the toy box progressive jackpot.
  • Devil’s Delight – Hell has frozen over and the prince of darkness is handing out frosty prizes in this five-reel slot full of puns and funny images. If you enjoy picking free spins bonuses (over fighting dual characters in sissgo’s touch of fate), you’ll love this icy take on hell. This frosty machine has an RTP rate of 97.10 percent and a low standard deviation (10).
  • Retro Reels Diamond Jackpot – Sometimes simplicity is key. Such is the case with this three-reel slot that packs a punch above its weight. Featuring wild diamonds, resonating re-spins, and sparkling diamond jackpots, this old-school machine has an RTP rate of 97.50 percent and a low SD (8.4).
  • Beauty and the Beast – Based on Disney’s animated feature of the same name, this 5x3, 30-line machine uses movie clips, symbols such as roses, quills, and mirrors, and character bonuses from Belle, the Beast, Chip, Mrs Potts, Lumière, Cogsworth, and a free spin feature. With an RTP rate of 97.07 percent and a low SD (10), it’s a must for fans of the film.
  • Big Bang – A bold and colorful take on the traditional five-reel slot, this machine uses cascading rows of symbols that explode and are replaced by fallingsymbols. This creates multiple wins on a single bet. Features include dot-motion wild retros, chronoshift free spins, and the big bang symetry feature. This unique game has an RTP rate of 97.04 percent and a low SD (10).
  • Twerk – Move your body in strange ways to triggered a waterfall of coins in this cartoonish take on Mayan history. With symbols such as flowers, skulls, and four sexy sisters who twerk when they’re part of a winning combination, this 5x3, 20-lined slot also features a freespin round, trail bonus, and trail reward. This headbanger of a game has an RTP rate of 97.05 percent and a low SD (10).
  • Lucky 8-Line – Keep what you win in this Chinese-themed eight-spin slot that uses stacked symbols on a 5x3 screen. Look out for gold medallions with Chinese characters because 8+ of them on any active payline triggers a wheel of fortune-style bonus game. Hit the red seven segment and you’ll win the jackpot. This simple but effective game has an RTP rate of 97.03 percent and a low SD (10).
  • Eeg-Beer-Gotten – It’s a bird. It’s a plane. No, it’s ...a beer mug with wings. Learn about true love, how to pick up girls, and the importance of drinking in this 5x3, 20-line beer fueled slot. With an RTP rate of 97.01 percent and a low SD (10), this is one of NetEnt’s lowest volatility machines.
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Note: All the SD (%)/RTP figures are based on long-term play and ought to be viewed as guidance rather than a guarantee. Volatility is subjective and what one player describes as “medium SD” may vary from another person’s viewpoint. 

What this data shows us is that many of NetEnt’s highest paying slots online are pretty consistent RTP wise. Indeed, 13 of their 30 highest-rated games have a percentage of 97.00% +. But variance is a bit all over the place. Seven machines have an SD of 10, which we class as low, while eight are classified as extra low (between 8.4-8.92%). Three slots have a medium level of volatility (5.63-6.51%), and there’s even one outlier with a high SD of 15.43%. 

Based on these findings, we would recommend sticking to NetEnt slots with low volatility (SD) and high RTP rates. 

Remember: Even the best payout percentage slots can have dry spells. This is unavoidable because probability is built into the math models of all casino games. However, by playing titles with low volatility, you can reduce the frequency and intensity of these barren stretches.

Classic Slots 

Also known as three-reel slots, one-armed bandits, fruit machines, and depending on where you’re from, many different things. Despite their retro aesthetics and simplistic nature, these iconic games remain popular among players who prefer quality over quantity. 

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There are several reasons why classic slots tend to have a higher average RTP than video versions. One is that they often forego bonus features to keep things simple. Extra levels, animations, and pick me rounds cost money to develop and therefore eat into profit margins. By removing these features, developers can offer better value on wins. 

Another reason is that players are less likely to make mistake when playing three-reel slots. Even though modern HUDS and can help mitigate errors, humans are prone to making mistakes. This is especially true when presented with a plethora of options. By limiting choices, classic slots lower the human error element and, in turn, boost overall payouts.

Finally, volatility tends to be lower in three-reel games. Again, this can be attributed to the lack of bonus features. Overall, you will win more, more frequently on a classic slot machine compared to a video alternative. 

To test this theory, we spoke to a selection of top-tier developers, including , Virtual Gaming Worlds (VGW), and RealTime Gaming (RTG). Their responses are listed below:

  • What are the highest RTP classic slots by VGW?

    Founded in 2014, Virtual Gaming Worlds (VGW) is an online slots developer that specializes in classic three-reel games. Everything this studio does is designed to take players back to the early days of electric gaming machinery, also known as EGMs or one-armed bandits. To find out more about their products, we spoke to Jacob Rohrer, Director of Sales & Business Development at VGW. 

    How do your games compare to other developers in terms of RTP? 

    Jacob Rohrer - Our games typically run between 94.5-97.5% RTP. 

    Which is your highest RTP classic slot machine? 

    JR - Triple Gold Stars RTP is 97.5%. This game has a three-reel, single line design with a bet range of $0.25-$125. 

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    Do you offer any other high RTP games besides this one? 

    JR - Yes, Red White & Blue has an RTP of 97.52%, Hot Red Rubies comes in at 97.57%, and Double American Eagle has an RTP of 97.61%. 

    How do three-reel slots offer better value than videos? 

    JR - Firstly, three-reel slots typically have fewer rules, thus reducing the margin for errors made by players. Secondly, three-reel slots often have lower variance, which equates to more frequent wins. Finally, three-reel slots often have simpler mathematics, thus increasing returns. 

  • What are the Highest RTP Classics from RTG?

    Since 1998, RTG has been developing online gaming technology and content for operators around the world. The company is known for its proprietary branded card games, but also has hundreds of classic and video slots in its catalog. 

    How do your games compare to other developers in terms of RTP? 

    Blaser - RTG slots have a reputation for offering excellent value to players. Many of our games have RTPs of 97%+. 

    Which are your highest rated classic slots in terms of RTP? 

    Blaser - Three Times Havoc and Seven Times Havoc both have an RTP of 98%. These games use a three reel, one payline format with a bet range of $0.25-$25. Wild symbols are represented by eagles and can triple your wins when they contribute to line hits. Scatter pays are also available when one, two, or three havoc symbols appear anywhere on the reels. 

    Other than having an RTP rating of 98%, what makes Seven Times Havoc and Three Times Havoc good value? 

    Blaser - Both games have a healthy RTP, hot drop progressives, and a hot drop super jackpot. In fact, up to 80% of their groomed jackpots have to pay out by law. So, players know they’re getting great value due to the regular jackpot drops. 

    Are your highest RTP classics enough to compete with video slots in terms of popularity? 

    Blaser - While RTP is an important consideration, people play slots for entertainment. As a result, Three Times Havoc is popular with players, but it’s not necessarily one of our most-played games. 

  • What are the highest RTP slots at Tangiers Casino?

    Established in 2021, Tangiers Casino features a curated selection of three-reel slots developed exclusively for the site by D.Hal Limited. Designed to evoke the sights, sounds, and feelings of Las Vegas in the mid-2000s, these games boast simple gameplay and retro aesthetics. 

    How do your games compare to other developers in terms of RTP? 

    Steve Frieling - All our games have a minimum RTP of 96.50% and a maximum of 98.29%. Most are in the region of 97.15-97.30%. 

    Which are your highest RTP three-reel slots? 

    SF - Hot Hand of Anubis (98.29%) and Triple Royal Flush (98.11%) are our highest RTP slots. 

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    Why do three-reel slots offer better value than videos? 

    SF - You can make a strong argument that three-reel slots offer better value than videos due to their simpler nature. They often have fewer rules, lower variance, and simpler math, all of which add up to increase returns. 

Takeaway Points: 

VGW’s highest RTP slot machines offer the best potential returns out of all the developers mentioned in this section. If RTP is your main concern, Triple Gold Stars and Red White & Blue are well worth trying. 

However, you should also check out RTG’s Seven Times Havoc if progressive jackpots are your thing. Yes, VGW’s Triple Gold Stars RTP is higher (97.5% vs 97.52%), but the fact Seven Times Havoc has an 80% payway jackpot means it dispenses prizes on a regular basis. 

As for Tangiers Casino’s library of exclusive slots developed by D.Half Limited, it’s hard to argue with RTP rates of 96.50%+. If you want high returns and retro aesthetics, this site is definitely worth a try.

Blackjack 

If there’s a game that epitomizes probability, it’s got to be blackjack. Also known as twenty-one or Vingt-et-Un, this card comparing classic has captivated gamblers for centuries. From its humble origins in France and Italy to its contemporary form, the game hasn’t changed much over the years. And with a standard RTP of 99.22%, it remains one of the highest payout casino games you can find. 

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Of course, even the best rtp blackjack games can have variations in house edge. Rules such as whether or not the dealer stands on all 17s, late surrender, and whether or not doubling down is allowed on all hands/just pairs can all impact RTP. That’s before we consider the presence or absence of hole cards. 

So, to find out which is the ultimate variation, we turned to the experts at Multilotto. Their response is published below along with data provided by NetEnt and VGW:

  • What’s the Best Blackjack Game for RTP at Multilotto?

    Launched in 2013, Multilotto is a lottery and casino betting site that gives players access to international draws and games. We spoke to Thomas Borg, PR Manager at Multilotto, about the best paying casino games on his site. 

    How do blackjack games offer such high RTPs?

    Thomas Borg - Blackjack is a great game for the player if you use basic strategy. Indeed, using optimal strategy, the player and the house have almost identical prospects of producing a good hand. That said, the house has one major advantage - they go last. Provided a dealer has 17 or higher, they cannot bust when players are settling their hands. 

    Which is the highest RTP blackjack game on Multilotto?

    TB - European Blackjack Redeal MH has the best theoretical return at 99.61%. The House Winning Percentage for this game is 0.39%, meaning the best strategy in blackjack applies themselves and uses optimum strategy with every bet. 

    How does European Blackjack Redeal MH compare to other variations?

    TB - This variant has the second highest ranking cards dealt face up. Only is better in terms of transparency, and it ties with our highest rated game in this regard. Additionally, late surrender is offered in this game, and players can redeal after a loss. These factors combine to make European Blackjack Redeal MH our top pick. 

    Is blackjack more popular than other high RTP casino games?

    TB - People tend to play what’s popular, regardless of RTP. For example, is one of our most-played games despite its 95.65% RTP. 

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Other Data Regarding RTP for Blackjack 

NetEnt also provides a number of blackjack machines with high RTP percentages. However, it’s important to note the impact of a £1 side bet on the stats. Without this optional extra, Italian Blackjack (99.09% RTP) and Blackjack Perfect Strategy (98.95%) would rank among the best options. 

Even though these percentages are slightly lower than European Blackjack Redeal MH (99.61%), you’re only losing 0.38% and 0.44% in terms of potential returns. When you compare those figures with Multilotto’s top-ranked game (0.39% house edge), the deficit is only 0.09%. In practical terms, that’s basically a rounding error. So, if side bets aren’t your thing, feel free to play Italian Blackjack or Blackjack Perfect Strategy. Just make sure the operator doesn’t increase the house edge due to the bet.

Video Poker 

For many players, video poker is the holy grail of the best paying casino games. Using knowledge of poker hand rankings, skilled players can flip more than 100% of the returned coins back to the house. This means you can technically win more money playing video poker than you feed into the machine. 

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That said, actual RTP values are a little less exciting. Even though most of the top-rated games are north of 99%, there are factors to consider. Foremost among these is player error. Anyone can press the right buttons occasionally, but consistently using the optimum strategy is tough. Therefore, the actual RTP of video poker machines will be lower than the headline figure due to mistakes made by players. 

Below, you can see data supplied by VGW to give you an idea of the best video poker games in terms of RTP:

  • What’s the Best Video Poker Game for RTP from VGW?

    Founded in 2014, Virtual Gaming Worlds (VGW) is an online slots developer that specializes in classic three-reel games. However, the company also dips its toes into the video arena and produces some of the higher RTP variants of this genre. To find out more about their products, we spoke to Jacob Rohrer, Director of Sales & Business Development at VGW. 

    How do your video poker games compare to others in terms of RTP?

    Jacob Rohrer - Our range of video poker games typically runs between 99.5-99.9% RTP. 

    Which is your highest RTP video poker title?

    JR - Our 3 Card Poker-Push Alternate Paytable game has an RTP of 99.92%. It uses a video poker format but is based on the popular table game where players aim to beat the dealer by securing a pair of cards stronger than theirs. 

    What makes 3 Card Poker-Push Alternate Paytable such good value?

    JR - Like many of our video poker games, this machine has a high RTP thanks to the fact players can use perfect strategy. 

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Two Two-Card Poker (99.74%) and Aces & Face OR Nothing (99.71%) are also fantastic sources of potential returns. However, 3 Card Poker-Push Alternate Paytable shades them due to its industry leading RTP of 99.92%. 

It’s also worth noting the difference in house edges between these games. Two Two-Card Poker OR Nothing has a 0.26% house edge, Three Card Poker-Push Alternate Paytable is at 0.08%, and Aces & Face OR Nothing is at 0.29%. So, in terms of potential losses, 3 Card Poker-Push Alternate Paytable is the clear winner here. 

Of course, the best way to maximize RTP is to use the correct strategy. Fortunately, all of VGW’s highest RTP video poker games come with basic and expert guides. These charts show you exactly what moves you should make at all times to give yourself the best chance of keeping more coins in the tray. 

Roulette 

Is roulette high or low? That is the question when it comes to determining whether this classic casino game makes our list of best pays. On the one hand, some bets offer ridiculous odds of 35-1. On the other hand, the house edge on most wagers is a fairly middling 2.70%. Add in the fact there are numerous variations with different layouts and betting limits, and it becomes difficult to determine the best RTP roulette games. 

One possible solution is to ignore traditional ideas of house edge and focus on games with unique betting options. , for example, allows players to bet on hot and cold numbers based on past spins. If you can predict whether the next number in the sequence will be hot or cold, this can be a highly profitable bet. The only problem is knowing when management decides to reset the system - something which feels random and arbitrary. 

Anyway, to find out more about the best paying online roulettes, we fired some questions at Multilotto’s PR manager, Thomas Borg:

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  • What’s the Best RTP Roulette Game at Multilotto?

    Launched in 2013, Multilotto is an online lottery and casino betting site. Players can participate in international drawings and table games, including roulette. We spoke to Thomas Borg, PR Manager at Multilotto, about the best paying online roulettes: 

    How does roulette compare to other games in terms of potential returns?

    TB - Traditional roulette variants offer relatively low RTP rates due to the house edge. However, there are certain bets you can make that have a solid return - specifically those that cover 18 numbers (red/black, odd/even, etc). 

    Which is your pick for the best RTP roulette game?

    TB - Our top pick is Lightning Roulette from Evolution - mainly because of the additional bonus bets. Players can win as much as 500x their stake on any given spin, plus there’s an RTP of 96.38% (according to Evolution). 

    How do extra bonus bets improve RTP in Lightning Roulette?

    TB - Twenty randomly selected numbers are struck by lightning prior to each spin. These numbers benefit from bonus payouts ranging from 50x-500x. This essentially turns a straight-up bet on one number into a multi bet that covers up to five numbers. So, the RTP is improved as you’re essentially gaining coverage while maintaining the same stake. 

    Is Lightning Roulette as popular as higher RTP games?

    TB - Yes. Lightning Roulette is one of our most popular games, despite its RTP not being the highest. Part of the reason for its success is the visual spectacle. Each lit-up number comes with an electric charge that looks impressive. 

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Takeaway Points 

If a top-rated software studio like Multilotto puts the RTP of at 96.38%, you knowroulette isn’t the best place to find high returns. However, Lightning Roulette’s additional bonus bets can improve your potential RTP - as Tom Borg explains. 

By effectively increasing your coverage, you can lose smaller amounts during losing streaks. Granted you’ll win less when your bets land, the bonus bets in this game should cancel out some variances. Of course, these features won’t turn roulette into a high RTP game, but it’s certainly worthy of a mention.

Craps 

Craps is often considered one of the better casino games in terms of house edge. Pass Line and Don’t Pass Line bets only give the house a 1.41% and 1.36% advantage, respectively. That makes them among the best in the business. 

However, things can quickly spiral when you move away from these wagers. Single roll bets can offer huge payouts - the Fire Bet, for instance, pays out at 30:1. However, the house edge on this bet is 11.11%, which means you’ll lose more money than you win over the long term. 

So, to find out about the best RTP craps games, we fired some questions at the multilotto pr manager:

  • Is Craps a High RTP Game at Multilotto?

    Launched in 2013, Multilotto is an online lottery and casino betting site. We put some questions to Thomas Borg, the site’s PR manager, regarding craps and RTP: 

    Is craps a good source of potential returns?

    TB - Yes, if you avoid one and twelve as your crap out bets, and stick with pass line and don’t pass line wagers. 

    What is the best RTP craps game on Multilotto?

    TB - Any game where players stick to pass line and don’t pass line bets. 

    Why are Pass Line and Don’t Pass Line the best bets in craps?

    TB - These are the only two bets with a low house edge of 1.41% and 1.36%, respectively. Anything else opens the floodgates to massive house edges that decimate a player’s balance over the long term. 

    Is craps as popular as other casino games with higher RTPs?

    TB - No. But pass line and don’t pass line are underrated bets that offer better value than some of the supposed highest RTP casino games. 

Takeaway Points 

Sadly, craps only lives up to its potential with pass line and don’t pass line bets. Any other wager exposes you to massive house edges that will chew through your balance quicker than a piranha at a barbecue. That’s why Thomas Borg singles out these two options as the best RTP craps games. 

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Now, some of you may be scratching your heads right now. Isn’t craps one of the best paying casino games? Well, yes and no. If you make certain bets, craps does offer exceptional value. However, other wagers have eye-catching payouts that hide huge house edges. So, it’s important to understand the game inside out before you play.

Baccarat 

Is baccarat a good bet? The house edge on banker and player prop bets is relatively low at 1.06% and 1.24%, respectively. But the tie isn’t so generous at 16.67%. That said, avoiding this bet is easy because there are only two options aside from banker/player - so, baccarat makes our list of high RTP games. 

Before we tell you about the best RTP baccarat in our opinion, here’s what VGW’s Rohrer had to say:

  • What’s the Best RTP Baccarat Game at VGW?

    Based in Seattle, Virtual Gaming Worlds (VGW) was founded in 2014. The company specializes in the development of slots, casino table games, social casino apps, and instant-win games for leading operators in the US, Malta and Romania. We caught up with VGW’s director of sales & business development, Jacob Rohrer, to ask him a few questions regarding baccarat and RTP: 

    Does baccarat offer intrinsically high returns?

    JR - Yes and no. From a headline house edge perspective, the banker and player bets offer relatively cheap thrills at 1.06% and 1.24%, respectively. 

    What is the best RTP baccarat game from VGW?

    JR - Our Baccarat: 9 to 1 Special pays out 90% of money fed into it, giving it a strong RTP. 

    How do additional 9-1 payouts improve RTP in VGW’s baccarat machine?

    JR - Our Baccarat: 9 to 1 Special has a headline house edge of 1.09% (vs. 1.06% on the banker bet in standard baccarat). However, this machine also pays 9-1 when player or banker bets win with natural nine totals. Effectively, this means you can lock in some huge payouts - hence the slightly higher house edge. 

    Why is baccarat so popular in Asia?

    JR - Baccarat has long been popular in Asia. One of the main reasons for this is that the 9-1 payout when a natural is dealt aligns with the feng shuferlects well with Asian culture. 

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Data on VGW’s Baccarat: 9 to 1 Special 

According to Rohrer, Baccarat: 9 to 1 Special offers a slight decrease in RTP due to a raised house edge (1.09% vs. 1.06%). However, you have the opportunity to win 900 coins for every one you feed into the machine. 

Let’s say you make ten $10 bets on banker in standard baccarat. You may win $950 if you’re lucky enough to get nine winners. Contrast this with placing the same number of $10 bets on the banker hand in VGW’s baccarat