Honest-to-goodness apps that let you win real money - on your phone!

The best apps that pay you real money are free and offer a variety of games. They also have secure banking options, responsive customer service departments, and dependable payouts. Read our detailed reviews to find the right fit.

The top apps that pay you real money are:

  1. DuckyLuck** - Top Real Money Mobile Games and Bonuses
  2. Roaring 20s** - Best App for Free Sweepstakes Coins Offers
  3. Ignition Casino** - Ideal App for Gambling on the Go with Bitcoin
  4. Megaslot Casino** - Great Mobile App Bonuses for Slots and Table Games
  5. Ocean Time** - High Paying Jackpots from Your iPhone or Android Device
  6. Pulsz San Manuel** - Most Generous Rewards and Redemption Value
  7. Sinspires** - Best Social Casino App for Fun and Free Games
  8. Stan James** - Good Odds Blackjack and Roulette Live Dealer Games
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Our Ranking of the Top Real Money Apps

Every player has their own strengths and weaknesses, and it’s no different for online casinos. Some places do a better job with slots, while others excel in table games like blackjack and roulette.

We researched every variable we could think of to rank the best real money gaming apps. Each one offers something unique to consider.

For example, the DuckyLuck Casino app welcomes you to their mobile casino with a huge 500% bonus and thousands of slots. Roaring 20s brings the vineyard to you with superb sweepstakes games and friendly social features.

If you prefer the world’s leading cryptocurrency, the Ignition Casino app will impress. They accept bitcoin and other cryptos, plus offer a wide range of casino banking options.

Perhaps you’re looking for the best real money casino app that pays jackpots. Megaslot delivers with dozens of million-dollar prizes up for grabs.

Every entry on our list presents a strong argument for why it’s the best real money app for iPhone and Android devices.

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Each of these apps lets you play and win real money using your phone or tablet. All of them also offer risk-free plays and fun modes so you can try before you buy.

When looking at the best apps that pay you real money, always remember to play responsibly. Set limits on how much you’re willing to spend each month (and stick to them). If you find yourself crossing those boundaries, take a break for a day or two. The games will be there when you return.

1. DuckyLuck – Top Real Money Mobile Games and Bonuses

DuckyLuck tops our list as the best app that pays you real money due to its massive selection of games and bonuses. You’ll find more than 500 slots and 30+ poker variations here, along with 17 types of blackjack and several progressive jackpots.

New players receive a free 25 sweeps coins and 500 gold coins signup bonus. You can also get a 500% match (200% up to $2,500 and 300% up to 300SC for your first deposit using promo code “PLAY25”.“ Additional deposits get a 300% bonus (150% + 150SC) using code “PLAY50.”

Other recurring bonuses include Friday bonuses, weekend bonuses, high roller bonuses, game of the week bonuses, and VIP benefits such as a birthday bonus and personal vendor. There is truly an incentive for everyone at this safe real money app.

2. Roaring 20s – Best App for Free Sweepstakes Coins Offers

Virtual casinos come in two basic forms—traditional ones that use actual cash, and social casinos that use gold coins and free sweeps. Sweepstakes sites allow Americans to bypass many anti-gambling laws, making them one of the best apps that pay you real money.

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Roaring 20s maintains a Facebook presence, which explains the attractive avatars adorning their game selections. Their library includes over 150 slots, video poker, roulette, blackjack, and keno.

They welcome new users with a generous 8,888,888 gold coin and 10 free Sweeps Coins bonus. Replies to their FB posts sometimes provide additional free chips, while promotions like the VIP Wine Cellar and Friendship Ambassador programs boost the value of your holdings.

Roaring 20s stores its currency—both gold coins and Sweeps Coins—securely, protecting it from hackers and cheaters. And they make redeeming your SC profits easy—just accumulate at least 100 SC, call customer support, and they’ll deposit the equivalent amount of US dollars into your bank account. Not many apps that pay you real money for winning games on them offer that kind of security and ease of transaction.

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3. Ignition Casino – Ideal App for Gambling on the Go with Bitcoin

Whether you prefer Apple or Android phones, Ignition Casino is one of the best apps that pay you real money you’ll want to download. This site has been serving customers since 2016 and has earned a solid reputation for honesty and reliability during that time.

With their mobile app, you’ll quickly discover all their great features—instant play and downloadable versions, a variety of banking methods (credit cards, person-to-person transfers, and multiple crypto options), same-day pensionats, and live dealer casinos for extra thrills.

If you’re not yet familiar with cryptocurrencies like Bitcoin, Litecoin, and Ethereum, now is a good time to learn. Depositing digital currencies at Ignition Casino opens the door to special perks like larger deposits (up to $250K), anonymous transactions, nearly free transactions, fast turnaround (your Bitcoins will show in your account almost immediately), and protection from credit card fraud.

While many mobile casinos limit their selection to a few popular games, this app gives you access to their entire inventory of 300+ slots, 30 live dealer games, 12 poker variations, and 10 craps/roulette choices.

4. Megaslot Casino – Great Mobile App Bonuses for Slots and Table Games

All the best real money casino apps have a nice selection of slots, and none are more generous than Megaslot Casino. With 800+ three-reel slots and another 800 five-reel varieties, you’ll find plenty of exciting adventures with multiple pay lines, scatter pays, wild symbols, and big bonuses.

But it isn’t just the quantity of slots that makes Megaslot one of the best apps that pay you real money; it’s also the quality. Leading designers like Dragon Gaming, Arrow’s Edge, and Rival supply eye-catching graphics and innovative themes that keep things interesting.

You’ll start off with a free 320% bonus and 275 free spins. Subsequent bonuses include daily rewards, game-of-the-week offers, a VIP program, and monthly cashbacks.

In addition to slots, the mobile app features 14 progressive jackpots, 10 poker variants, 16 blackjacks, 10 roulettes, and 5 bingo/keno choices. If that’s still not enough, check out their live dealer casino for a face-to-face challenge with real people.

5. Ocean Time – High Paying Jackpots from Your iPhone or Android Device

Ocean Time rivals Megaslot in offering some of the best apps that pay you real money to win. While their inventory of games isn’t as large, everything they do offer is top-notch. There are more than two dozen progressive jackpot slots with millions of dollars waiting to be won.

This app boasts 5-star graphics, seamless gameplay, and reliable security. It’s no wonder they routinely appear among the most popular apps that let you win real money and avoid scams.

New members are treated to a 250% no-rules bonus and 50 free spins. Recurring bonuses include additional daily offers, cashback, refer-a-friend opportunities, and a loyalty program that even whale players will appreciate.

Like their sister sites, Ocean Time makes it easy to deposit and withdraw funds using credit/debit cards, person-to-person transfers, and cryptocurrencies. Their help center provides answers to common questions, and 24/7 customer support is available via phone, chat, or email.

6. Pulsz San Manuel – Most Generous Rewards and Redemption Value

Indigenous peoples have long relied on buffalo for food, clothing, and shelter, but now you can earn rewards by hunting digital buffalo at . Every successful kill increases your balance of Gold Coins, which can later be redeemed for cash prizes and gift cards.

San Manuel runs special buffalo hunts several times each hour, providing more opportunities to build your herd without waiting around. They also offer vacation bonuses (up to 9 million GC and 75 Sweeps Coins), friend referrals, and promotional giveaways.

Their gaming library consists mostly of slots (over 250 titles), but they also have a couple dozen table games and specialty options like bingo, scratch cards, and pull tabs.

One feature I really appreciated was the ability to try any game in demo mode—that is, playing with free gold coins that can’t be cashed out. This lets you learn the ins and outs of each contest without risking any of your GC bankroll. Once you’re confident of your strategy, it’s easy to switch over to real-money play.

7. Sinspires – Best Social Casino App for Fun and Free Games

Some virtual casinos try too hard to convince us we’re really in Monte Carlo, forgetting that most of us play casino games for fun rather than glamour. seems to understand that principle, allowing us to enjoy gambling without all the pretense.

After creating your avatar (choose from various animals), you’ll enter a virtual town filled with restaurants, saloons, and, yes, casinos. Hang out at the stables, go fishing, or just stroll down main street—whatever floats your boat.

Of course, the whole point of being there is to play some slots, and Sinspire doesn’t disappoint. They offer over 200 titles—more than most brick-and-mortar casinos—from leading developers like AGS, Pragmatic Play, and Quickspin.

I particularly liked the Spinstrumentality of Spring buffet—a dozen popular slots plus a few newer ones. I couldn’t resist stopping at the hot-air balloon ride or the evening stroll in Old Towne.

Although I didn’t see any mention of bonuses or sweepstakes coins, regular visits to their website often turn up special offers and promotion codes.

8. Stan James – Good Odds Blackjack and Roulette Live Dealer Games

Most of the best apps that pay you real money for playing games primarily use a random number generator (RNG) to ensure fair play. While this is certainly adequate, some players prefer to watch the action unfold in real time with live dealers shuffling the cards and spinning the wheels. If that sounds like you, then the mobile app from might be just what you’re looking for.

Here’s what you’ll find at Stan James.

  • 150+ games from multiple software providers
  • Blackjack, roulette, craps, and baccarat live dealer casinos
  • Huge selection of slots, including progressive jackpots
  • 24/7 live chat customer support
  • Visa, MasterCard, Paysafecard, Neteller, Skrill, bank transfer
  • £/€10 minimum deposit and withdrawal
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Non-UK residents may be required to notify their banks that they intend to make international purchases to avoid decline. Stan James routinely conducts pensionats within 24-48 hours, faster than most of their competitors.

How Do We Rank and Rate Real Money Casino Apps?

To find the best apps that pay you real money, we begin by verifying that they possess a legitimate operating license and adhere to industry standards for responsible gambling. Next, we register a new account and download their mobile app, going through the same deposit process to verify payment methods and turnaround times.

We evaluate the quality and variety of games, both in the desktop and mobile versions. Other factors considered in our rating system include bonuses, jackpot amounts, customer support options, and security protocols.

Finally, we look for unique selling propositions that set each property apart from the crowd. For example, may focus on slots, while emphasizes table games and live dealers.

Roaring 20s leverages the popularity of Facebook to build a following of millions, while Ignition Casino prefers to keep a low profile.

DuckyLuck aims to be the biggest with over 500 games, while Ocean Time focuses on million dollar jackpots. Everyone offers a welcome bonus, but they differ greatly depending on the site.

Once we’ve completed our research, we summarize our findings in an easy-to-read format that allows readers to quickly compare the features that are most important to them. We strive to present current and accurate information, but encourage our viewers to confirm details like bonuses and cashout limits with the host casino.

How to Choose the Right App for You

Consider what you hope to gain from your online casino experience. Are you simply looking for a way to pass the time with some fun slot machines, or do you harbor dreams of hitting the mother lode with a multi-million dollar progressive jackpot?

Do you live in a state or country where gambling halls are few and far between, forcing you to plan vacations around your casino visits? Or do you prefer the privacy and convenience of playing from home?

Maybe you’re an experienced high roller looking for a VIP program that appreciates your largesse. Regardless of your goals, preferences, and budget, there’s an app out there with your name on it.

Here are some key factors to ponder before pulling out your wallet.

Security Seal

Any reputable operation will proudly display their licensing certificate and SSL certificate somewhere on their home page. These logos mean the casino has passed muster with an independent regulatory agency and protects your financial data with robust encryption algorithms.

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Signup Bonus

Initial deposit matching funds are standard fare these days. Watch for hidden requirements like high playthrough (mining you must wager your bonus 30x, 40x, or more times to convert it to cash) or short redemption periods (why accept my bonus if you’re not giving me enough time to complete it)?

Look for sites that spread bonuses out over several visits, awarding smaller sums each time. This gives you a chance to fully understand the terms and conditions before committing more of your funds.

Payment Methods

Does the mobile app accept the method you prefer? Furthermore, how many transactions have occurred using that specific payment method? If the answer is zero or one, you may want to choose another option.

It’s not uncommon for a bitcoin casino to seize your coins for months before cashing you out. If there’s no activity with a particular method, it could indicate management has chosen to discontinue it, thereby forcing their customers to find another means of payment.

Game Variety and Developers

A healthy casino offers a little something for everybody—slots, video poker, table games, and perhaps some specialty novelties. Look for sites under written or audited by well-known firms like BMM or GLI.

It’s okay if they only have a half-dozen roulette games or three flavors of blackjack, but I would move along if the entire mobile app consisted of a single slot machine.

Customer Support Options

Prompt customer support is essential when money is involved. Toll-free telephone support and 24/7 availability are desirable, although not every site can afford these luxuries. At a minimum, look for a prompt reply to your email message and competent resolution of your issue.

Jackpot Size

There’s nothing like the thrill of watching those slot reels stop on three jackpot symbols or a scratchcard that reveals a seven-figure prize. But not all progressive jackppts are created equal. Many sites rely on a single provider like WowUS or CoolCat, limiting their top prize to the low millions. Others draw upon the combined resources of dozens of casinos to create eye-popping totals in the tens or hundreds of millions. One is not necessarily better than the other—it’s a matter of personal preference.

Playing Real Money Casino Games on Mobile Devices

Gone are the days when gamblers had to choose between the graphical superiority of desktop computers and the portability of brick-and-mortar casinos. Today’s apps that pay you real money for playing games offer high-quality games that run smoothly on laptops, tablets, and smartphones. In fact, many players contend that the small screen actually enhances the gaming experience by minimizing distractions.

Almost all of these mobile casinos rely heavily on slot machines to fill their gaming libraries. Don’t let location or traffic noise distract you from the spinning reels of your handheld device. Nor should weather disturbance or the hum of office machinery detract from your video poker sessions.

Table game aficionados will appreciate the realism of live dealers fielding bets on roulette, blackjack, and baccarat. And don’t overlook the joys of bingo and pull tabs, both of which translate nicely to a mobile platform.

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Real Money Mobile Slots

Few online casinos rely exclusively on slot machines; most augment their menu with table games, video poker, and assorted novelties. However, there are dozens of sites where slots are the featured attraction.

Slots are popular because they’re simple to play, requiring no strategy or complex decisions. A few touches of the screen can send you on an exotic adventure or evoke fond memories of childhood games.

Just about every culture and event in human history is celebrated in slot Machine themes—from the Greek gods and the Wild West to ancient Egypt and the animal kingdom.

Most slots offer scatter pays (winning combos that extend beyond the primary axis of the reels), wild symbols (substitute characters that complete a winning pay line), and bonus rounds (an interactive diversion off the main game).

Progressive jackpots grow larger with each spin, regardless of which casino the lucky winner happens to be playing at.

While desktop versions of these slots may sport additional secondary screens or multiple sets of reels, the mobile experience remains essentially the same.

Mobile Roulette & Blackjack

Roulette and blackjack are classic casino games that translate well to the small screen. Whether played against live dealers or computer-generated graphics, these games require a certain level of involvement on the part of the player, making them less suitable for mindless smartphone entertainment.

Keep these tips in mind as you explore the world of mobile roulette and blackjack.

  • Both games require a basic understanding of odds and probability. While nobody wins every hand or spin of the wheel, some strategies can improve your results.
  • To maximize your profits, always take even-money payouts when offered instead of keeping your money on the table for the next round.
  • Blackjack is one of the few casino games where a mathematical formula exists for determining optimal play. Memorizing a chart showing the best move for every possible combination of dealer face card and your hand may seem intimidating, but a simple smartphone app can simplify the process.
  • Never double down in blackjack when it would mean playing more than 1% of your total bankroll. Likewise, stick close to home in roulette unless wagering less than 1% to 2% of your balancing on the table.
  • Avoid systems that purport to enable you to recover lost money or profitably play games with worse-than-even money payoffs (e.g., American-style roulette).
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Remember, the house always has the advantage—that’s how the lights stay on in Las Vegas. But by choosing games with favorable rules and employing sensible strategy, you can extend the life of your playing fund.

Apps That Pay You Real Money for Playing Scratch Cards and Pull Tabs

Scratch cards and pull tabs are among the easier games to master—so simple, in fact, that many players wonder how the casino can possibly make a profit offering them.

The secret lies in extremely poor odds. Most scratchcards require you to reveal a combination of three or more symbols to win anything, and losing symbols are represented in greater numbers than the prizes.

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Despite these daunting statistics, there are strategies that can improve your bottom line. Because some cards are printed with better odds of winning than others, you'll want to look for discernible differences in the background artwork.

Use your smartphone to snap a picture of the cards (preferably in a dark room with good lighting), then study the patterns to determine which have more winning potential. Although casinos frequently change the background art on their cards, favorites such as Foxin’ Wins remain popular for years.

Pull tabs operate similarly to scratchcards, except that someone else has already done the scrapping for you, revealing part (or all) of the winning information. As with cards, shop around for tabs with the best ratios of winners to losers behind the tab.

Unlike traditional tabs that contain 320-360 possible combinations, new electronic versions feature high-definition graphics and audio effects with millions of instances of the winning symbols.

Playing Free Casino Games Using Android, iOS Devices

Can you play casino games without risking any of your bankroll? Absolutely—most apps that pay you real money for winning games offer free versions that let you try things out with fun money or sweepstakes coins. Here are four ways to sample these risk-free experiences on your favorite smartphone or tablet.

No Deposit Bonuses

Initial deposit bonuses are a common way for casinos to entice new business. Simply open a new account, provide the necessary verification documents, and the host establishment will generously match a portion of your deposit. Of course, cashing out your winnings may require significant play to satisfy stringent turnover requirements.

Folks who don’t care to commit their own funds to starting an account will be pleased to learn that many casinos also offer , letting you test drive their games with someone else’s money. These risk-free bonuses typically carry the same restrictions as depositor bonuses, so read the fine print before diving in.

Free Spins

What could be better than receiving free money to try out some slot machines? Why, receiving free spins on the reels of those slots, of course. Although the number of spins and eligible games are usually restricted, this is one of the best ways to become intimately acquainted with a virtual casino.

Be wary of time limitations. When a bonus states it will expire in three days, you may need to spend at least one day simply complying with the playthrough requirement.

Free spins are occasionally offered as rewards within a slot machine. Although these spins typically carry the same restrictions as initial deposit bonuses, they usually benefit from lower playthrough requirements (15x to 25x) and shorter redemption periods (three to seven days).

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Social Casinos

Social casinos eschew real-money wagering in favor of fun, credits, or gold. Despite the misleading nomenclature, social casinos have little in common with government entities that safeguard against antisocial behavior. Rather, they resemble social media sites where patrons share their exploits with friends.

Leading examples include Jackpot Party (owned by Ladsbrokes International), where millions of players enjoy free access to hundreds of MGM-licensed slot machines; Caesars Casino (part of Bally’s Interactive), featuring classic games from one of Vegas’ oldest names; and Pentucket Five, where hundreds of free slots, video poker, and table games await your discovery (with the option to purchase sweepstakes coins for those who wish to periodically sampler high-roller slots).

Even Roaring 20s is a social experience, inviting players to invite Facebook friends to visit their private speakeasy.

While pure-play social casinos may seem an odd way to lose money without the possibility of gaining some back, their true purpose becomes evident when one discovers the profusion of initial deposit matches and other bonuses extending into the hundreds and even thousands of dollars. More likely than not, the free coins were merely a come-on to get you to make a deposit.

Demo or Guest Play

Many internet casinos permit visitors to evaluate their games without registration or financial risk. Known variously as guest play, fun play, or demo mode, this risk-free alternative allows you to examine the operation of individual games before deciding whether to join.

Because malfunctioning software cannot be permitted in games that aren’t being wagered on, demo modes may occasionally shut down or restrict wagers to a few bucks per spin/hand/spin.

Unlike social casinos, these risk-free trials apply only to specific establishments and may not be transportable to other venues. Still, it’s nice to arrive on campus knowing something about the lay of the land—and having some fun in the process.

Playing Responsibly

Gambling can be addictive, and smartphones seem made to order for feeding that addiction. Just a tap or two, and you’re deep into a game you don’t remember starting.

Fortunately, most apps that let you win real money for playing games are acutely aware of the problem and have taken affirmative steps to prevent abuse.

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Time limits remind us to take a break, while loss limits cap the maximum amount of funds we can deploy in a single session. Deposit limits govern how much we can place in our accounts on a daily, weekly, or monthly basis, while bet limits impose ceilings on the size of individual wagers.

All these controls are available under the umbrella term of responsible gambling. By setting restrictions on our access to our own money, we reduce the likelihood of developing a destructive dependence on gambling.

Before opening that first account, we should take a moment to consider whether we have a gambling problem. Ask yourself if you’ve ever …

  • Felt the need to bet more to get the excitement you once got from betting smaller amounts
  • Been annoyed by losing (angry or irritable)
  • Had arguments with family or friends because of gambling
  • Lied to cover up your gambling
  • Been reluctant to use money intended for bills, rent, food, etc., for gambling
  • Placed a bet as a way of trying to win back some money you’ve lost
  • Lost track of time or been otherwise preoccupied while gambling
  • Used alcohol or medications to gain courage or hide the way you feel when gambling
  • Had remorse after gambling
  • Been unable, or almost unable, to cut down or stop gambling, despite wanting to

If you answered “yes” to some of these questions, you may have a gambling problem, and professional help may be in order.

Don’t despair. Millions of people have sought assistance for gambling addiction, and countless thousands have succeeded in recapturing control of their lives. There’s no shame in admitting you need help. Quite the opposite: it takes strength and character to acknowledge a deficiency and take positive steps to correct it.

If you sense a problem developing, take advantage of the extensive array of controls offered by most virtual casinos. Set deposit, bet, and loss limits to restrain your exuberance—or better yet, avail yourself of no-deposit bonuses, free spins, and demo games that cost you neither time nor money.

Above all, remember that it’s supposed to be fun. Win or lose, the journey itself should be a pleasurable experience, one that exercises your strategic faculties, transports you to exotic climes, or simply fills the quiet moments with engaging companionship.

The Future of Real Money Casino Apps

Cryptocurrencies such as Bitcoin are changing the face of online commerce, and the gambling industry is taking note.

Bitcoin offers numerous advantages to both players and casinos. Transactions are conducted peer-to-peer, eliminating the need for a central clearinghouse like Visa or MasterCard. As a result, bitcoin casinos can dispense with the hefty fees charged by those intermediaries—and pass the savings along to customers in the form of higher welcome bonuses, longer bonus periods, faster withdrawal times, and larger maximum withdrawal amounts.

Furthermore, bitcoin is decentralized; no government or bank controls its issuance or exchange rates. Transactions are encrypted to preserve user privacy, and the blockchain ledger upon which bitcoin operates creates an audit trail that leaves a papertrail. Finally, bitcoin users remain anonymous, unlike credit card customers whose purchasing habits are monitored and sold to the highest bidder.

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Not everyone is enamored with cryptocurrencies, however. Volatility is a major concern; the value of bitcoin can fluctuate wildly from day to day, making it difficult to assess the relative worth of holding the currency. Moreover, the illegitimate uses to which bitcoin has been put—notably, the Dark Web marketplace Silk Road—have given it a shady reputation among some segments of society.

Regulators are struggling to find appropriate oversight of this burgeoning technology. Unlike traditional banking institutions, which are subject to rigorous examination by federal and state authorities, cryptocurrencies operate largely outside established regulatory frameworks.

As with all emerging technologies, investors are rushing to claim prime positions in the nascent bitcoin economy. Although the ultimate success of blockchain and similar platforms is by no means assured, the genie appears to be out of the bottle—and the gambling industry stands to benefit richly from its liberation.

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You Ask: We Answer

At GamblingSites.com, we’re committed to helping our readers make informed decisions about where and how to gamble online. If you’ve got a question about real-money gaming, we’ve probably got the answer—whether it appears on this page or in any of the other reviews, guides, and tutorials on our website. Check here first before embarking on your next virtual casino adventure.

Is it legal for me to use gambling apps on my iOS or Android device?

Probably. While specific laws vary from one jurisdiction to another, it appears that using a mobile device to play online casino games is generally permissible throughout the United States and many foreign nations.

That being said, some states prohibit gambling both on- and off-line, and travelers entering other countries should be aware that American citizens are subject to foreign laws.

What’s the best real money app to use?

Which casino is best depends entirely upon the games you like to play and the devices you use to access them.

Slot fans might prefer the dazzling array of five-reel, 100-line creations found at one app, while table games like roulette and blackjack could be crisper and more responsive at another site.

Andrukom is a freelance writer who has contributed to numerous well-known websites. He specializes in business, finance, and gambling-related topics, although he has written on a variety of subjects, including sports, movies, and mantra meditation.

His Dickensian name comes from combining the first two letters of his first name with the first three letters of his last name. None of his grandchildren can spell it yet, but they know who to ask for money.