Best prepaid card deposit casinos in the usa (2023) with fees

Many US casino players prefer not to use traditional banking methods when funding their online gambling activities. That’s why many have turned to . These can be loaded up with cash at convenience stores, gas stations, and other retailers, meaning you don’t need a bank account or credit score to get one. 

In today’s world, privacy is becoming harder and harder to find. Hence, many value this as an important aspect of their lives. If that sounds like you, you’ll be pleased to know that by using prepaid cards at the , you can enhance your privacy settings. 

For these reasons, many casino sites that accept prepaid cards have begun to appear. So to make life easier for you, our team has spent countless hours finding the best ones around. However, before we reveal these, let’s first see which prepaid card casinos are considered the best in the USA.

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New users only, must be 21+ and located in VA or MI. In order to receive the full $1,000 bonus, you must deposit $500 in your account and wager $500 in pre-match settles wagers. Maximum bonus effective after 60 days if the entire bonus is not effective before then. Restrictions and further terms and conditions apply.

Which Is the Best Prepaid Card Casino Site for You?

As you can see from the table above, every site is different, so it’s important to pick the right one that suits your preferences. Each one excels in certain areas, such as the number of games, bonuses, mobile apps, and more. MyBookie might be the top prepaid card casino site, but it might not be the best for you.

This is why it’s crucial to check out each one in great detail. Bovada might have fewer games than some, but its focus on US players means it still has hundreds of titles that will keep you entertained for months. It also has a strong welcome bonus that provides up to $3,750 worth of funds.

However, if you prefer a site that has thousands of casino games, then head over to BetUS. This new prepaid card casino even has a dedicated ESPN radio show and is endorsed by Shaquille O’Neal. Its blockchain technology also makes it incredibly secure, along with fast payouts.

Before you choose a site, make sure you check the following. First, look at the type of prepaid cards are accepted. Then, examine the range of games and see if any standout titles catch your eye. We also encourage you to see what current promos are being offered. After all, who doesn’t love getting rewarded for playing the games they love?

Making Your First Prepaid Card Casino Deposit

Ready to make your first prepaid casino deposit? Well, the process is pretty straightforward. Providing you have chosen a suitable payment method at your preferred casino with prepaid cards, you should follow these steps:

  1. Create an Account – Before making a deposit, you will first need to sign up for the casino. This usually involves entering personal details, like name, address, and phone number

  2. Head to the Cashier – Once logged into your account, navigate your way to the cashier section of the site, typically located on the homepage or at the top of the page.

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  3. Select the Prepaid Option – Scan down the list until you reach the ‘Prepaid’ option and select it. A drop-menu should appear, showing you the types of vouchers accepted. Choose your preferred choice.

  4. Enter the Detailed – Having made your selection, enter the required details, including the prepaid voucher numbers, the security code and amount you wish to deposit. Don’t forget to enter any bonus codes you may have.

  5. Confirm and Play – After confirming your prepaid casino deposit page, wait for approval and start playing. Most of the time, approvals happen instantly, but occasionally it could take a few minutes.

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How to Purchase a Prepaid Card

Unlike other payment options, purchasing a prepaid card isn’t linked to your banking information, making it an attractive product for people that want enhanced privacy. Below we’ve added a step-by-step guide on how to buy a prepaid card.

  • Start by deciding which prepaid card you want to purchase. 

  • Go to a retail location that sells them, such as supermarkets, gas stations, and convenience stores. 

  • Pick the value you want to purchase. They come in a variety of amounts and designs. 

  • Load the card with money. You can do this by paying the cashier or self-checkout machine. Some can be loaded online, too. 

  • Keep the receipt safe, as this acts as proof of purchase. Without this, the money loaded onto the card cannot be claimed. 

What Are the Best Prepaid Cards for Online Gambling?

Voucher payment methods are convenient as they can be purchased and used immediately. The ability to stay anonymous while purchasing them is another advantage for gamblers. There are various brands offering similar features, but below we have listed what we consider to be the best prepaid cards for online gambling. 

Vanilla Direct & Vanilla Reload

The Vanilla Direct and Vanilla Reload cards work similarly. Both can be bought from numerous locations across the United States for as little as $3.95 and can hold sums of money up to $500 (up to $2,995 if you verify your identity). Funds can be added to the cards at various retailers, including CVS, 7-Eleven, and Dunkin’, with limits ranging from $20 to $500 per transaction. 

Though there are no withdrawal options with these Vanilla prepaid card casinos, you can request a replacement card for $5.95 if the original gets lost or damaged. As for fees, there are plenty to be aware of, including inactivity charges if the card goes 24 months without a transaction or $3 monthly charges starting in the 13th month.

Despite these drawbacks, Vanilla prepaid card casinos offer several benefits, including discounted international calling rates, checks that can be ordered for a $7.95 fee, and savings of 8% on purchases made outside the United States. Moreover, it is free to make purchases wherever Visa is accepted, whether online, in stores, or over the phone. 

American Express (AXP) Prepaid Cards

Customers with an American Express prepaid card can fund their betting accounts quickly and easily, providing they have selected a reliable online gambling operator. Unlike some , this can be done free of charge. These cards can hold between $20 and $500, and funds can be added using various methods.

Amex also offers its own reloadable prepaid card that can be used in much the same way as others. Like Amex prepaid casino deposits, additional funds can be placed on the card both online and via phone, albeit with varying limits. Self-service kiosks and in-store associates can also assist with reloads, capped at $500 per transaction.

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That said, there are multiple fees attached to this card, with online and customer service relay loads costing $3.95 and self-service kiosk and in-person transactions priced higher at $4.95. Additionally, there are costs involved for international purchases, cash withdrawals, and inactivity. A monthly charge of $4.95 also applies unless the card is used or money is added within a 12-month period. 

Green Dot MoneyPak & Upside Prepaid Card

Green Dot is a popular brand in the United States, and its MoneyPak and Upside prepaid cards can be used at many casino sites that take prepaid cards. The former can hold up to $500 and be purchased for as little as $3.95 at a wide array of retail outlets. 

Funds can also be added at those same places ($500 max), Paypal, and bank accounts. Regarding fees, Green Dot MoneyPak prepaid card casinos charge $5 for official paper copies of transaction history, replaced cards cost $4.95, and inactivity charges of $1.50 quarterly if there is no activity on the card for a three-month period. 

Similar in nature to Green Dot MoneyPak casinos, the Upside version has maximum limits of $2,500 for card balances and $500 for initial payments. While there are no fees associated with signing up or using the card at merchants, international transactions carry a 3% premium, and inactivity costs of $2.95 per month after 12 months of non-use. 

Open Loop Prepaid Cards

Open loop refers to prepaid cards that work similarly to traditional credit cards when making payments online or anywhere else where Mastercard or Visa are accepted. Popular examples include VanillaDirect, GreenDot, and DrumCard. 

These cards can be found at thousands of retail locations throughout the country and funded using various methods. They allow customers to make deposits at regulated mobile sports betting sites and iGaming platforms legally and securely. 

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Open loop cards appeal to many due to their widespread acceptance and ease of use. They provide an alternative to cash and help gamblers stay within their budgets by limiting spending to the amount loaded onto the card. Furthermore, some open loop cards offer additional features, such as bill payment and international money transfers, adding to their versatility. 

Closed Loop Prepaid Cards

Closed loop cards, on the other hand, are prepaid gaming cards that can only be used at specific merchants. Examples include casino loyalty cards, gift cards for retailers or restaurants, and prepaid cards for online sportsbooks and casinos. These cards are restricted to the merchant or group of merchants that issued them. 

While open loop cards offer flexibility, closed loop cards can provide unique benefits. For instance, some casino loyalty cards offer points or comps for gambling activity, while gift cards can be given as presents. Prepaid cards issued specifically for gambling online can be a convenient option for players who want to control their spending and avoid linking their primary banking method to their gambling activity. 

Potential Fees When Using Prepaid Cards

Although prepaid cards are a simple way to play real money casino games online, they do not qualify for hefty welcome bonuses and reload bonuses. But they do come with added convenience and enhanced privacy. However, unlike using Bitcoin or other cryptocurrencies, prepaid cards can come with extra fees. 

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To illustrate this point, we took five popular prepaid cards and looked at the charges applied by their issuers. It’s possible that individual financial institutions add their own surcharges, but the table below highlights the main expenses that would show up when making a casino deposit.

Based on the data above, it is clear that there can be additional costs associated with using a prepaid card for online gambling. It’s therefore worth considering whether these fees outweigh the benefits, especially since many offer additional services, such as bill payment and international money transfers. 

However, for those seeking a simple and straightforward payment method that enhances privacy during the deposit process, a prepaid card could be the ideal solution. Ultimately, the decision to use a prepaid card depends on individual priorities and spending habits.

Advantages and Disadvantages of Gambling Online Using Prepaid Cards

Prepaid cards combine the convenience of plastic payments with the safety of set spending limits. Yet despite the growing popularity of this payment method, it comes with pros and cons. Here, we explore the advantages and disadvantages of using prepaid cards for online gambling in the US. 

Advantages: 

  • Enhanced Privacy and Security: Prepaid cards can be bought without providing any personal information, offering greater privacy compared to other payment methods. 

  • Wider Availability: Prepaid cards are widely available at retail locations nationwide, allowing customers to load and reload their cards conveniently. 

  • Fast and Easy Transactions: Depositing funds into a gambling account with a prepaid card is quick and simple, often taking just a few minutes to process. 

  • Control Over Spending: Prepaid cards are useful for setting and sticking to a budget, as the amount loaded onto the card serves as a finite spending limit. 

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Disadvantages: 

  • Variety of Fees: Issuers of prepaid cards can charge a range of fees, including activation, inactivity, balance inquiry, reloading, and ATM withdrawal fees. 

  • Exclusion from Bonuses and Rewards: Prepaid cards are rarely eligible for sign-up bonuses, rewards points, or cashback offers provided by gambling sites or card issuers. 

  • Limited Withdrawal Options: While prepaid cards are useful for deposits, withdrawing funds back to the card or replacing a lost/stolen card can be challenging and often incur fees. 

  • Geographic Restrictions: Some prepaid cards may not be widely accepted internationally, limiting their usefulness for those who travel or gamble online with overseas operators. 

Overall, prepaid cards offer a mix of advantages and drawbacks. While they provide privacy, convenience, and spending controls, potential fees, limited rewards, and withdrawal issues should be considered before choosing this payment method for online gaming.

Alternative Payment Methods

If you feel that prepaid cards aren’t the best fit for you, there are other options to choose from. Below, we have highlighted four that are popular choices among US-based online casino players. 

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Credit and Debit Cards

Many are now blocking transactions to gambling sites. Because of this, it’s getting increasingly difficult for players to fund their accounts. Despite this, there are some that are still accepting. Visa and Mastercard are leading the way, although you may have to try a few different cards before success. 

Thankfully, debit cards haven’t been hit as hard as credit. Again, it depends on the player’s issuer, but most should be able to use their Visa or Mastercard debit cards without any problems. 

Bank Transfers

Casino wire transfers are a popular choice due to their speed and security. Unlike bank transfers for online gambling in the past, which could take weeks to clear, this now happens almost instantly. Moreover, the risk of fraud is minimal, hence why it is .

When using this method, you may be charged anything from $15 to 50 cents. Also, some sites will impose a fee of up to $50, so check beforehand to save any unwanted surprises. 

Cryptocurrency

Depositing at through cryptocurrency is becoming more and more common. Not only are they easy to use, but they also tend to come without any charges. 

On top of that, transactions are processed much faster than most other payment methods, sometimes only requiring around ten minutes to complete. Popular coins included in this market include , Ethereum, Litecoin, Tether, and Bitcoin Cash.

FAQs

Are prepaid card casinos legal in the United States?

Yes, prepaid card casinos are legal in the United States. However, legislation varies by state regarding online gambling. Only those in states with regulated online casino markets, such as Michigan, New Jersey, West Virginia, and Pennsylvania, can access licensed prepaid card casinos and participate in legal online gaming activities. It’s important to always gamble responsibly and comply with local laws.

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Can I claim a welcome bonus using a prepaid card at online casinos?

While prepaid cards are a convenient payment option, they may not qualify you for certain promotions and bonuses offered by online casinos. Bonuses and promotions are typically tied to specific deposit methods, and prepaid cards may not meet the eligibility criteria. It’s essential to check the casino’s terms and conditions regarding bonus eligibility when using a prepaid card.

Are there any withdrawal options for prepaid cards at online casinos?

Prepaid cards are primarily used for deposits and are not typically acceptable for withdrawals at online casinos. If a withdrawal is processed back to the prepaid card, it is likely to be refused or take significantly longer than typical processing times. Instead, online casino withdrawals may be initiated using alternative methods such as bank transfers, e-wallets, or cheques.

How to find the best prepaid card for online casino deposits?

Choosing the best prepaid card for online casino deposits depends on individual needs and preferences. Factors to consider include availability at retail locations, transaction fees, daily/reloading limits, international currency support, and customer support options. It’s recommended to research different prepaid card options and compare their features before selecting the one that aligns best with your requirements.

Do prepaid cards for online casino deposits have any hidden fees?

Yes, prepaid cards may have hidden fees. Issuers of prepaid cards can change their fees at any time, and some fees might not be clearly disclosed. It’s vital to carefully review the prepaid card’s terms and conditions, as well as any fees schedules provided by individual financial institutions, to understand potential hidden fees. Common hidden fees associated with prepaid cards include inactivity fees, foreign transaction fees, and maintenance fees.

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Can I use international prepaid cards at US online casinos?

It depends on the specific prepaid card and the online casino. Some international prepaid cards may be accepted at US online casinos, provided they are linked to one of the major payment networks like Visa or Mastercard. However, international currency exchange rates and transaction fees may vary, potentially resulting in higher costs for the user. It’s crucial to confirm that both the prepaid card and the online casino support the desired currency.

Find the Best Prepaid Card Casino for you Today!

Using prepaid cards for online gambling offers enhanced privacy that appeals to many casino players. By choosing any of the recommended prepaid card casino sites on this page, you can enjoy a wide range of games, generous promotions, and a secure gaming environment. While prepaid cards have their advantages, it’s also important to consider the associated fees and alternatives such as cryptocurrencies and bank transfers.

We hope this guide has helped you understand how to use prepaid cards at online casinos and make informed decisions about your payment method. Remember to always gamble responsibly and adhere to local regulations concerning online gambling. Good luck!

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  • Are there any prepaid card casinos that accept Western Union or MoneyGram?

    While some casinos may accept Western Union or MoneyGram, prepaid card options are more common. It’s best to check with the individual casino to see what payment methods they currently accept.

  • Can I use a Vanilla prepaid card at any online casino?

    Not all online casinos accept Vanilla prepaid cards. It depends on the policies of the individual casino. We recommend checking with the casino beforehand to ensure Vanilla prepaid cards are an accepted payment method.

  • What should I do if my prepaid card is lost or stolen?

    If your prepaid card is lost or stolen, you should contact the issuer immediately to report it missing and request a replacement card. In most cases, you will be liable for any unauthorized transactions that occur after reporting the loss. Acting swiftly can prevent significant financial losses.

  • Can I use a prepaid card from another state to gamble online?

    Prepaid cards can generally be purchased from retail locations within any state, but it depends on the gambling regulations of that state. Only states with regulated online casino markets can restrictively permit the usage of prepaid cards issued within their jurisdictional boundaries.

  • What happens if I exceed the daily limit on my prepaid card?

    Exceeding the daily limit on your prepaid card may result in the transaction being declined. To avoid this issue, you can either wait until you have sufficient funds available within the daily limit or consider reloading the card to increase your available balance. It’s crucial to manage your spending within the limitations of your prepaid card.