Card poker - guide to rules, odds and how to play

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»* Card Poker, Guide to Rules, Odds and How to Play

April 19, 2023 · 5 minutes to read

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Do you like , but also enjoy games like Blackjack and Pontoon? In that case, Card Poker could be just the game for you. It uses a standard pack of 52 playing cards and brings together elements of poker, Blackjack, and other card comparisons games into one easy-to-play game. Read on for our complete guide to Card Poker, including how to play, top tips, and the best ways to place bets to maximize your returns.

Our dedicated guides will take you through everything you need to know about this exciting game, whether you’re completely new or an old hand at Card Poker. We’ve got details on how the game works, how to place bets, the different hands you can make, and even some top strategies to help you win more often.

The Basics of Card Poker

Card Poker is based on simple principles. It uses a standard pack of 52 playing cards with no jokers. The aim of the game is to get a better card total (or combination of cards) than the dealer, without going over 21.

Betting in Card Poker is flexible, with a range of wagers available. This makes it ideal for low-stakes and players looking for a more customizable betting experience. There are also multiple side bets available, which can boost the excitement and payouts of each hand.

One of the key things to remember when playing Card Poker is the value of card combinations. Hands rank from high to low as follows:

• Royal Flush
• Straight Flush
• Four of a Kind
• Full House
• Flush
• Straight
• Three of a Kind
• Two Pair
• Pair of Jacks or Better
• Any Other Hand

Please note, Ace can only be used to complete a straight if it is either the lowest or highest card in the sequence. For example, 5, 6, 7, ACE or ACE, 10, JACK, QUEEN, KING. It cannot be both, so examples like 5, 6, 7, 8, 9 are not valid straights.

How to Deal Card Poker

Dealing Card Poker is relatively straightforward, making it perfect for beginners. Each player, including the dealer, starts with two cards, which are face down on the table.

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Players then have the option to either “stand” (keep their current card total) or “hit” (request another card from the deck). The aim is to get as close to 21, or closer, than the dealer without busting (going over 21).

If both the player and the dealer have the same card total, this is called a “push,” and the original bet is returned. Winnings are paid out according to the multiple of the initial stake. For example, a winning bet of $10 at 18/1 would return $180.

Let’s look at a quick example of a turn in Card Poker.

• You start with a bet of $10 and are dealt 6 of Clubs and 8 of Diamonds, giving you a total of 14.
• You decide to “Hit” and are dealt the 10 of Spades, giving you a total of 24.
• However, a Royal Flush occurs on the dealer’s next card, giving them scores of 21 or higher, meaning they win the round as you “Busted.”
• As a result, you lose your original $10 bet.

That’s the basic rundown of how to play Card Poker. Of course, there are added nuances and options we’ll cover later in this guide. But the principle remains the same: Get a higher score than the dealer without busting.

Placing Bets in Card Poker

There are several ways to place bets in Card Poker. One of the big appeals of the game is its flexibility, allowing everyone to set stakes to suit their budgets and preferences.

The first step is deciding how much to wager on the main “RAFT” bet. This stands for Royal And Function Total and relates to the combined value of the player and dealer’s opening cards. Possible totals range from 0 to 40, with bets placed on designated areas of the table accordingly.

For example, if you wagered on a region saying “8, 9, 10 & 20” this could signify the following card combinations:

• 8 and 20 could be, for example, 8 of Clubs and Queen of Clubs (both are worth 8 points).
• 9 and 20 could be, for example, 9, 10 and Ace. The 9 and 10 both count as 10 points, while the Ace can be worth 11 or 1 point, making the total 20.

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Scores for cards and hand values are the same as in regular Card Poker games, with the Ace able to count as either 1 or 11. So long as you stay under 22, you can keep hitting cards until you are happy with your score.

Main RAFT bets must be within specific limits, depending on the casino where you are playing. Our top recommends ranges between 20 and $1,000, meaning plenty of flexibility for various betting strategies.

As well as the main RAFT bet, there are four additional side bets you can place:

1. Pairs: Place a bet on the possibility that the first two cards you are dealt will be a pair. If so, you win a fixed multiple of your stake, usually up to 25-1 for aces and 50-1 for blackjack.
2. 21+3: This bet covers the possibility of beneficial combinations of the player’s three cards (the two drawn and the dealer’s showing card). Combinations include Flushes, Straights, and Sets or Trips. Payouts range from 5:1 for a straight or flush, to 100:1 for a rare straight flush.
3. Buster: Predict if the banker (dealer) will burst (go over 21) and what will be the over value. For instance, you might bet that the dealer will bust at 22 and win 50:1.
4. Top 3: A combination bet where the top three cards shown (player’s two cards + dealer’s face-up card) must form a Straight, Flush or Straight Flush. Payouts are fixed at 50:1 for a Straight or Flush, and 100:1 for a Straight Flush.

These wagers add another layer of excitement to your gaming session. Just be sure to note any minimum and maximum bet requirements for each type of wager at the casino where you plan to play.

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How to Win at Card Poker

Winning at Card Poker comes down to getting a higher score than the dealer without going over 21. If your score is 22 or above, you bust and the dealer wins your bet.

However, the complexity of the game means that there is no fixed strategy to winning every time. Unlike Blackjack, there are no set rules for deciding when to hit or stand. Instead, it’s down to your own judgment and understanding of card probabilities.

We’ve provided some top tips below that can help improve your chances of success. These are based on logical thinking around the mathematical probabilities of cards being drawn, rather than hard and fast rules.

Top Tips to Help You Win More Regularly

• Always try to improve your hand. If you have 12 points and the dealer shows a 9, it’s generally better to hit rather than stand, as the probability of getting a 3 to give you 15 is higher than the dealer going over 21.
• Be cautious if you have 12 points and the dealer shows a 2, as the risk of you busting is higher than the dealer going over 21. In this scenario, it may be better to stand and hope for the best.
• Keep track of cards that have been played. If there are many low cards remaining, it may be wiser to stand with a lower hand as the dealer is more likely to bust. Conversely, if there are lots of high cards left, it could be better to hit and try to improve your score.
• Practice makes perfect. The more you play and understand the probabilities involved, the better equipped you’ll be to make informed decisions during a game.

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Remember, Card Poker is all about balancing risk and reward. By using your judgement and applying these tips where possible, you can increase your chances of success and make the game even more enjoyable.

Card Poker Pays Outs & House Edge

All Casino War games have slightly different payout rates and House Edges. Below is an overview of what you can expect from Card Poker:

• Main Raft Bet Payouts:

• 21+3 Bet Payouts:

• Buster Bet Payouts:

The House Edge for main Raft bets ranges from 2.86% to 4%, depending on the number of decks used. For instance, a single deck has a 2.86% House Edge, while eight decks come in at 4%.

By comparison, traditional Blackjack with optimal play and strategy cards used, has a typical House Edge of 0.5%, making it one of the most player-friendly games in the casino. Casino War, meanwhile, has a larger House Edge of around 2.88%, on par with roulette.

Nevertheless, these are still very respectable figures, especially for a game that requires less skill and knowledge than titles like Blackjack and video . The flexibility of wager placement also makes it appealing to a wide range of players, from casual guests to seasoned VIPs.

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How To Play Card Poker

Use this step by step guide to learn how to play Card Poker and its many sidebets quickly and easily.

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1. Place Your Bets

Start by choosing the size of your RAFT bet. These cover the possibility of combining your first two cards with the dealer’s face-down card to make a stronger hand.

You can also place additional side bets, such as the Pairs bet, covering the chance of having a pair or better in your opening cards. Check the minimum and maximum limits for each bet at the casino where you are playing.

2. Receive Your Cards

Once bets are locked in, you’ll receive two cards, face down. The dealer will also get two cards, but one of these is face down, so you’re only seeing one of their cards at this stage.

3. Look at Your Cards and Plan Your Next Move

Now you need to decide on your strategy. You have a few options at this point, starting with simply keeping the cards you have (a “Stand”).

This could be a good idea if you think you’re close to, or have already beaten, the dealer’s current score (represented by the face-up card).

Alternatively, you might want to request more cards (“Hit”) to try and improve your hand. Remember, you can keep hitting cards while under scores of 22. But beware, if you go over 22, you “Bust” and lose your bet, even if the dealer goes bust too.

Other options include “Double Down” and “Place Bet”. The former allows you to effectively double your RAFT stake in exchange for just one more card. While the latter lets you add an extra wager equal to your initial stake.

4. Resolve Remaining Hands

As you make your way through the round, remaining hands will resolve themselves based on predetermined rules. For example, if you Doubled Down and the final scores put you in a winning position, your Double Down bet would pay out at 2x your stake.

The same process applies to any Place Bets too. Once all hands have been resolved, any remaining active hands will stay as they are, ready for the end of the round.

5. Final Card and Score Calculation

When all active players have made a decision and stood on a total (regardless of the dealer's showing card), the dealer receives a final card. They will keep taking cards while they are under 16, and stand (finish) on 17 or more.

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The relevant bets on each section of the table are then paid out according to the pay tables we covered earlier. Any remaining active bets, such as those that went past the standing stage, will then settle based on the final scores.

Any side bets, such as the Pairs market, will also settle based on your starting cards, regardless of the final hand you achieved. Bets such as 21+3 and Top 3 settle immediately based on the three cards shown, being your two plus the dealers showing card.

Buster bets settle based on the dealer’s showing card and their final face-up card, along with what you picked up in the beginning. For example, if you bet the dealer will bust over 21 and win with 22, and they ended on let’s say 23, you still win the bet.

Card Poker Strategy

There isn’t really a true strategy chart to follow when playing Card Poker, mainly due to the absence of concrete rules to follow, like in Blackjack for instance. So instead, we’re going to focus on strategy pointers and card counting hints, to assist you during the game.

General Strategy

Here are our top tips for playing Card Poker:

• Always consider the dealer’s showing card when deciding whether to hit or stand. If you have 12 points and the dealer is showing a 9, it’s generally better to hit and try for 15, rather than stand and risk going bust. On the flipside, if the dealer is showing a 2, it might be safer to stand and take the 12.
• Pay attention to cards that have been played. If there are lots of low cards remaining in the deck, it might be wiser to stand if you have a moderate hand. For instance, if you have 16 points and there are mostly low cards left, it could be better to hold than try and improve your total.
• Use a paper and pen to keep track of cards that have been played. While not technically card counting, this can give you a better idea of remaining cards and their possibilities. For example, if clubs have barely been played all night, there’s a good chance you’ll get a flush if you’re sitting on three club cards.
• Consider doubling down if you have a strong hand, such as 10 or 11 points. This can maxmise your winnings potential and make the most of good starting cards.
• Avoid placing excessive bets on the Place area. While it can be tempting to try and cover multiple numbers, this can quickly eat into your bankroll if things don’t go your way. Stick to small Place bets on individual numbers, if at all.
• Don’t be afraid to walk away while you’re ahead. Set yourself a profit goal at the start of the game and cash out once you reach it. Chasing losses can be dangerous in any online casino game.

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Card Counting in Card Poker

Unlike Blackjack, Card Poker lends itself less to effective card counting due to several factors, namely:

• There are fewer cards in play. A standard Blackjack game uses a shoe containing multiple cards. Whereas Card Poker tends to use between one and eight decks, which replenish after each round.
• Players can see all of the cards at the end of the round. In Blackjack, only the dealer’s face-down card is hidden until the end. But in Card Poker, everyone knows all of the cards in play thanks to the cards they and their fellow players have received.
• The advantage gained from counting cards in Blackjack is smaller than other games, such as Mexican Poker. Even so, many experienced players do use card counting techniques in Blackjack to gain an edge.

Despite this, it is possible to use card awareness to aid your decision making in Card Poker. By paying attention to the cards that have been played, you can make more informed choices about when to hit, stand, or double down.

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For example, if there are lots of mid to high value cards (10s, Jacks, Queens, Kings, and Aces) in the discard tray, it might be wise to stand if you have a hand of 16 or above. Alternatively, if there are plenty of low cards (2s, 3s, 4s, and 5s) remaining, it could be better to stand if you have a moderately valued hand, rather than try and draw more cards.

While you won’t be able to gain a huge advantage over the house through counting cards, it’s still possible to use your knowledge to make more profitable decisions throughout the game. So, keep those eyes and mind alert!

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Thanks to its simplicity, flexibility, and entertaining side bets, Card Poker is a fantastic game for players of all abilities. And our comprehensive guide is here to help you get started and fully understand how to play Card Poker.

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François Botha ist Chefredakteur von Bitcoinik. Er ist Spezialist für Blockchain-Technologien und Kryptowährungen mit einem Master-Abschluss in Finance and Investments.