In our guide on New Jersey casino credit cards, we cover everything you need to know about casino loans and how to get one.
One of the biggest advantages of playing at land-based casinos in New Jersey is that you can apply for casino credit there. You can then pay back your loan at your convenience. This makes it much easier to enjoy all your favorite games without worrying about carrying cash.
Keen to find out more? Let’s take a closer look at casino credit cards in NJ and how they work.
Sites That Offer Free Play Casinos for Real Money AspiresCasino Credit Through Borgata Online
Borgata is a world-famous Atlantic City casino that boasts one of the top online platforms in New Jersey. One of the main reasons for this is that you can link an approved Borgata casino credit card to your online account.
In order to apply for Borgata casino credit, you first need to have a verified account with the casino. Once this has been confirmed, simply follow these steps to link your credit card to your BorgattaCasino.com account:
Awesome Free Play Sweepstakes Casinos - GamblingSites.com Blog- Visit BorgataCasino.com and sign into your existing account. If you don’t have one yet, register for free by providing your personal details and proof of location within the state of New Jersey.
- Once logged in, hover over your name in the top right-hand corner and select ‘KYC’ from the dropdown menu.
- Complete the fourth verification step by providing your social security number (SSN) and uploading two forms of ID. An image or copy of your SSN card and passport or state-issued ID will be needed.
- Click on the account icon again and select ‘Credit’ from the dropdown menu.
- First-time applicants should click on the ‘Apply Now’ button located under the ‘New Application’ header. Returning borrowers should click on the ‘Apply Now’ button beneath ‘Existing Application’. Enter your Borgata Casino Perks Card number and click ‘Search’.
- Enter your Social Security Number when prompted and click ‘Continue’. Complete the rest of the form by entering your personal and contact details, employment status, and banking information. Be sure to enter your Borgata casino credit card details here if you want to pay your loan back this way.
- Agree to the terms and conditions before submitting your request. You will then receive confirmation of your application via email. Approved applications will also receive a printed hard copy of the agreement in the mail. Your credit will be deposited into your Borgata account within four hours of approval during standard business hours.
- To link your Borgata credit card to your existing loan, go back to the ‘Manage Credit’ page and click on the ‘Edit’ button beneath ‘Payment Method’. Select ‘Credit Card’ as your payment method and enter your details. Click ‘Save Changes’ once finished.
Remember that you won’t be able to use your Borgata casino credit card at BorgataCasino.com until your loan has been deposited into your account. Also, note that linking another casino’s credit card to your Borgata line of credit is not permitted.
As we speak, is offering a $30 FREE Site Credit just for signing up through our review. Not only that, but there’s a potential +$900 on your first deposit.
Now that we know how to get casino credit using Borgata’s online platform let’s address whether this applies to their online casino too.
Can You Get Casino Credit With Borgata Online?
Although you can apply and be approved for a casino credit card through Borgata’s land-based operation, this doesn’t automatically mean you can link your credit card to your online account at .
INTERCASINO REVIEW UK - GAMES & SLOTS RATED AND PROVISEDThe reason being that you cannot currently use a Borgata casino credit card to fund your online account. Line of credit funds are only available at the casino’s land-based resort in Atlantic City.
However, Borgata is one of the best offering players a range of secure payment methods.
For example, you can deposit and withdraw using Visa, MasterCard, Discover, PayPal, Skrill, Neteller, bank transfer, Play+, and cash at the casino cage. New customers can also , worth both Bet Credits and Site Credits.
Reasons Why Your FanDuel Casino App Isn't WorkingIf you’re eager to use a casino credit card, read our guide to learn which operators offer this option.
Caesars Casino Credit Cards
Caesars is another leading Atlantic City resort that offers customers the chance to apply for a casino credit card. You can then link your Caesars casino credit card to your online account at .
To do so, you must first enroll in Caesars’ Total Rewards loyalty program. You can then download the mobile app, log in, navigate to the finance section, and complete the registration process.
Before we show you around the Caesars Casino website and app, here’s how to go about getting casino credit with this operator:
- Visit the Caesars Casino website and sign into your account. If you don’t have one yet, register for free by providing some personal details and your Social Security Number (SSN).
- Once logged in, click on your name in the top right-hand corner and select ‘Enroll Now’ from the dropdown menu. Alternatively, download the Caesars Casino & Sports mobile app and create/log into your account. Go to ‘More’ and select ‘Finance’ from the menu.
- Enter your SSN and submit the information.
- First-time applicants should select the ‘Apply Now’ tab. Returning users should type in their Total Rewards Loyalty ID and click ‘Search’ to access your account.
- Input your Total Rewards Loyalty ID. Make sure this is linked to the payment method you wish to use to pay back your loan. Then click the ‘Get StartTerm’ button to view the terms and conditions.
- Agree to the terms and conditions and hit ‘Apply Now’. You should receive a confirmation email once your application has been submitted. Approved applicants will also receive a hard copy of the agreement in the mail.
- To link your payment method, go to ‘Account Settings’ on the website or ‘Preferences’ on the app. Select ‘Payment Method’ and choose ‘Add Payment Method’. Enter your details and save your changes.
Notice that Caesars uses your Total Rewards Loyalty ID to ascertain your credit limit. Your ID also enables you to access your account history and statements through the app and website.
Pennsylvania Casinos That Offer Promo Codes in 2023Speaking of the app and website, here’s a quick look at Caesars’ online gaming platform.
Caesars Casino Online
While Caesars is renowned for its glitzy Atlantic City resort, the company’s online division is just as impressive. Caesars Casino is one of our favorite having scooped the coveted Operator of the Year prize at the 2022 EGR North America Awards.
This shows that Caesars Online knows how to cater to modern gamblers by offering a wide selection of real money games. You can play slots for free or real money, as well as bet on sports and table games like roulette and blackjack.
New players at can claim a free site credit of $25 plus a 100% matched deposit bonus of up to $300. Just remember that you cannot use a casino credit card to fund your account at this particular site.
Top Rated Casinos in Philadelphia, PA for 2023If you want to learn more about gaming options, feel free to check out our .
Responsible Gambling
Any respectable operator offering casino credit will place responsibility at the forefront of their minds. From pop-up questionnaires to strict affordability checks, here’s an overview of what to expect when applying for a casino credit card in NJ:
- Will review your financial situation and spending power to determine an affordable line of credit.
- May freeze your credit if suspicions arise or if payments are not made within the specified time frame.
- Can report you to collection agencies and ruin your credit score if you default on your loan.
- Offer customer support lines and self-exclusion programs to help you control your spending. Some of which include gameplay restrictions, betting limits, and reality checks.
It is important to address responsible gambling measures in any discussion related to taking out a casino loan. The fact that operators make it difficult to obtain credit if you can’t afford it is testament to this.
If you ever feel like you are losing control, utilities such as deposit limits, cool off periods, and self-exclusion tools can help you stay safe. We covered some of these options earlier, but for a deeper dive into the resources available, consult our guide to .
FAQs
You said it all, but some folks prefer a Q&A format. Here are the most common questions about casino loans in NJ.
What is a casino credit card loan?
In simple terms, a casino credit card loan allows you to borrow money from a land-based casino in New Jersey. This enables you to play slots, table games, and poker without having to carry cash. You can then pay the loan back at your convenience.
How do I apply for casino credit?
You will need to visit the casino in question and provide various forms of identification, including your Social Security Number (SSN), driver’s license and recent utility bill. The casino will then run various checks to ensure you can afford to pay the money back.
Online Slots You Need To Play Before You Die - PokerlistingsWhere can I get a casino credit card?
Leading Atlantic City resorts like Borgata and Caesars offer casino loans to customers. You can link your casino credit card to your online account and use it to play hundreds of real money games.
Is casino credit safe?
Yes, provided you can afford to pay the money back. Casino resorts will run affordably checks to ensure you can cover the cost within the set period. Failing to pay could negatively affect your credit score and lead to legal action.
free online poker for real moneyCan you withdraw casino credit?
No. Casino credit loans are different from cash advances or personal lines of credit. You cannot physically withdraw your loan and it will only appear in your perks card when you start playing games or spinning slots. Any remaining credit will roll onto your next visit if if expires.
Final Thoughts on NJ Casino Loans
There are many perks associated with taking out a casino credit card in NJ. It is convenient to be able to play slots and table games without carrying cash, and it makes splitting a table stake with friends or family members nice and easy.
Our guide has shown you how to get casino credit with Borgata and Caesars, so now you can link your casino credit card to your online account and start playing today.
If you found this article useful, why not check out some of our other guides? Our reviews of the are a great place to start if you fancy trying a few slots and table games for free.
Or if you’re ready to bet some real money, you can compare the top in New Jersey. Whatever you decide to do, have fun and always gamble responsibly.
References
- Borgata Casino credit card information was obtained by creating multiple perks club cards and linking them to different personal accounts at the casino and online. I also spoke to several team members at Borgata while conducting a Borgata Credit Card review. All communication was conducted in November 2022.
“.” Is licensed by the . - Information regarding Caesars Casino credit cards were gathered by creating multiple Total Rewards loyalty accounts and communicating with customer support agents on November 22, 2022.
“.” is licensed by the . - Responsible gaming resources and information was collected from various affiliate doesn’t imply endorsement.
is licensed by the .
