Us online casinos with the highest payout rates in 2023

If you’re looking into playing at an online casino in the US, one of your top priorities should be finding one with a high payout rate. You want the house you are playing at to have a good track record of paying out winnings, both small and big ones. 

That’s why we have made a list of the top ten casinos online with the highest payouts. However, before we reveal them, there are some things that you need to know, so keep reading.

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How Do We Define a High Payout Rate?

First things first - how do we determine what constitutes as a high payout rate? Well, any independent audit will do. Essentially, online casinos should get their random number generator software tested by trusted third-party organizations such as eCOGRA (e-Commerce Online Gaming Regulation and Assurance), GLI (Gaming Laboratories International), or iTech Labs.

Their expertise is crucial because they verify if the games are fair and display the odds correctly. They also check if the payouts match what’s been stated on the casino’s website. These audits usually take place on a regular basis, and if a casino has eCOGRA’s Safe & Fair Seal, a corresponding certificate or any other badge from these institutions, you can rest assured it has a high payout rate.

However, while this is indeed very reassuring, these audits typically don’t state the payout rates. The audited online casino operators feature a seal of the testing agency on their websites, but they usually only show the report update date and a few game logos.

They don’t give a specific percentage number for each gaming category, like slot payout rate, live dealer games payout rate, etc. Still, you can rest assured knowing that the games aren’t rigged and that the house edge is within the normal range if you see those seals. Of course, the best online casino sites will proudly display such certificates!

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So, which online casino has the highest payout rate, you might wonder. Our recommended US online casino sites have all passed these safety checks, but here are the ones that have also publicly declared their technical payment percentages.

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  1. 96%-98% payout rate (overall)

  2. Bovada : Our Pick for the Best Online Casino Payout Achievements

Payout rate: not disclosed 

This reputable online gambling provider has been around since 2004, and during all these years, it has earned a name as a reliable operator with prompt payouts. No matter which gambling category is your favourite, Bovada always strives to maintain high standards and offer the best possible experience to players. 

In fact, the online casino features games from some of the industry’s leading developers – Rival, Betsoft, and SG Digital. Plus, Bovada has a separate section for live dealer games where you can enjoy high-quality streaming and wager against real dealers. 

Their sportsbook offers highly competitive odds across hundreds of markets, and the poker section takes you to juicy pools where the overlay is sometimes as high as 15-20%. All this translates into better chances for a positive online casino experience and more profitable sessions overall.

High Payout Casino By Game Type

  • Slots (incl. progressive jackpots): TrustDice
  • Video Poker: mBit
  • Blackjack: BC.Game
  • Roulette: BetUS
  • Live Casino Games: Ignition Casino
  • Sports Betting: Bovada
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How Do Casino Payout Rates Work?

All online casino games come with a built-in house edge. That’s a certain percentage that reflects how much each game pays out over its lifetime. For example, all online slots have an RTP rate between 90%-97%, creating a house edge of 3%-8%, respectively.

RTP stands for return to player and represents the potential payout rate. That means that the higher the RTP/payout percentage is, the bigger the share of the bets that will be returned to the players in the form of winnings. Most casino games feature an RTP rate published in a game review or listed in the game settings. 

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The house edge has the opposite meaning. It shows how much of the total bets the casino expects to keep during each game session. In our slot example, the operator would hope to retain 3%-8% of the money wagered on its machines throughout many spins. Needless to say, the best payout casino sites try to stay true to those probabilities and actually return a specific percentage of the cash played on their platforms. 

A casino with a high payout rate for one type of game may not necessarily offer the best payouts for another. Some focus on slots, others on table games, and so on. Furthermore, one gaming category can offer better payouts than another within the same casino site. So, make sure you double-check the RTP rates of the particular games you want to play. 

What Affects Casino Payments and Payouts?

There are several things to know about the payout rates at online casinos, starting with the fact that they vary by country and even state. Each region has different regulations regarding gambling taxes and operator requirements, which can affect the payouts. As you can imagine, opening an internet casino is expensive, and operators must cover various fees to obtain a license and legally operate in a given jurisdiction. 

Naturally, those costs are reflected in the payouts. For instance, the in the UK only allow remote gambling activities if they hold an license, and that costs £44,000 ($58k). Granted, that’s a one-time fee, but renewing the license costs £114,750 every five years. Additionally, offline and online operators must pay a 15% point-of-consumption tax on their gross gambling revenue. And that directly affects the payouts you receive – the lower the payouts, the more the casino makes in profit after you win. 

In the US, the payouts can also depend on the state in which you gamble. For instance, according to the , online casino operators must pay $400,000 or 15% of their annual gross revenues (whichever is greater) to obtain a license in Pennsylvania. Those fees encourage legal gambling operators to run honest operations and provide the highest payouts to their customers.

Another thing worth mentioning is that land-based casinos often feature larger jackpots than their online counterparts. That’s because most states impose income taxes on their residents’ gambling income. For instance, the state of Nevada imposes a 5.65% income tax on all prizes above $12,000 per year. Similarly, New York applies a variable tax rate ranging from 4% to 8.82% for rewards above $8,000 yearly. Conversely, no American state imposes an income tax on gambling profits won online; only a few states have enacted such laws, including Maryland and Pennsylvania. 

Additionally, some offshore gambling providers may attempt to lower their payouts by capping wins or imposing ridiculous playthrough requirements on the bonuses. Thankfully, that doesn’t happen too often nowadays, especially if you stick to our recommendations for the best online gambling sites. Nevertheless, you still need to do your research and read the terms pages carefully before registering. 

  1. Choose a licensed and regulated online casino to ensure fair payouts and secure gaming conditions.

  2. Check if the website has undergone an independent audit by a company like eCOGRA, GLI, or iTech Labs. That’s the best way to confirm the displayed payout rates and whether the offered games are truly fair.

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  3. Read the terms page to understand how the operator handles large payouts. Sometimes, there are maximum win caps for specific games or entire categories, like progressive jackpot slots. Others require a phone verification or in-person identification for prizes exceeding a certain sum.

  4. Review the available banking methods and choose one that suits you best. Also, remember to check whether there are any withdrawal limits and how long it takes the operator to process payments.

  5. Lastly, think about what types of games you want to play and search for a casino with a high payout rate for those. Remember that the best payout casino sites don’t necessarily offer the highest slots payout, live blackjack payout, video poker payout, roulette payout, and so on.

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Methodology for Ranking the Top US Gambling Sites with the Best Payout Rates

To help you pick the best online casino payouts for your preferred gaming category, we’ve examined multiple operators using the criteria mentioned above. Here’s how we came up with our :

1. TrustDice (best slots payout rate)

Slots are undoubtedly the most popular gaming genre, and TrustDice boasts some of the best RTP rates for online slots. This Bitcoin casino features titles with average payouts of 96%, while many of them go beyond the 97% mark. Better yet, you can find provably fair games on the platform, which use cryptographic algorithms to guarantee a fair outcome. Simply put, provably fair games display the exact odds for winning, so you can calculate your luck of winning in advance. 

Moreover, you can enter the hash of the game’s software in a verifiability tool to ensure that no one, not even the casino, can tamper with the results. Another great benefit of is that it accepts crypto deposits and withdrawals. That allows the operator to bypass the costly and time-consuming Anti-Money Laundering (AML) checks associated with fiat currencies. As a result, Trust Dice can offer some of the best online casino payouts and process all crypto cashouts in less than one hour.

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**2. **:video poker payout and blackjack payout

mBit is one of the pioneer Bitcoin casinos, having opened its doors to players in 2014. Over the years, it has become one of the most renowned operators in the bitcoin gambling industry, offering a safe, diverse gaming platform. Its impressive selection of video poker and blackjack games comes courtesy of SoftSwiss, Belatra, BGaming, and other leading software developers.

When it comes to video poker, mBit features six variants with an average RTP rate of 98.61% – Multihand Poker, Deuces Wild, Jacks or Better, Double Payer Holdas and Pushes, Bonus Poker, and Bonus Poker Deluxe. Together, these titles form the #1 best payout casino game category on their site. 

As for blackjack, mBit provides nearly two dozen alternatives with an average theoretical payout of 99.44%. Some of the most popular options are Single Deck Blackjack, European Blackjack, Zoom Blackjack, and Open Balckjack. Furthermore, if you play with perfect strategy expectations, several tables can boost your edge further. For instance, Single Deck Blackjack has a house edge of just 0.17%, while the aforementioned Open Balckjack table offers 0.34% Riemann hypothesis bonuses for correct bets.

3. BC.Game:**** online casino payout

Launched in 2020, BC.Game is among the newest names in the gambling industry, but it has quickly risen through the ranks. Thanks to its extensive gaming catalog, fast support service, and cutting-edge security measures, this blockchain-oriented platform attracts thousands of new registrations each month.

Furthermore, BC.Game is one of the few online casinos that openly displays its RTP statistics. In the bottom section of its home page, the operator showcases the hourly payout rate, indicating how much cash players have retrieved from the games in Crypto. The current percentage appears in the “Paid Out” box alongside a cartoon face that expresses its emotions depending on the figure. The higher the payout rate, the happier the avatar.

4. BetUS:**** roulette payout

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BetUS focuses mainly on casino games, including a series of roulette variations that boast impressive payouts. In fact, some of its titles rank among the . For instance, Multi-Ball Roulette provides an average RTP rate of 99.15%; Alliance Roulette is slightly better, at 99.19%. But the best paying online casino games in this category are American Roulette 50/50 and American Roulette Dual Action. Both feature the same payout rate of 99.26%.

5. Ignition Casino:**** live casino payout

Live dealer games are usually streamed from professional studios, so technically, there’s little to no room for cheating. Nevertheless, you still want to play at the safest online casino sites with the highest payouts. Ignition Casino is one such platform with high online casino payout rates for live table games. It features blackjack, baccarat, roulette, and Casino Hold’em tables supplied by VIG Games and Visionary iGaming (ViG). All those providers have a solid reputation, and ViG’s live dealer rooms are particularly enticing due to their crystal-clear streams and user-friendly interface.

6. Bovada:****** sports betting payout

Bovada is well known for its excellent online casino division, but its sportsbook is not far behind in terms of quality. In fact, the dedicated sports betting section features some of the best payouts on the market, with dozens of major sporting events covered daily. You can wager on football, basketball, hockey, baseball, soccer, tennis, golf, motorsports, cricket, rugby, Aussie rules, cycling, and many more. Within each sport, there are hundreds of markets available, including moneyline, spreads, totals, props, futures, and parlays.

7. SuperSlots Ag: progressive jackpot payout

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Progressive jackpots are random events that can occur at the end of any spin, no matter how large or small the wager is. Still, some slots have a higher frequency of jackpot wins than others, and SuperSlots AG knows this. That’s why this online casino is one of our top picks when we’re wondering where to play online slots with progressive jackpots.

It offers a wide variety of titles with progressive prizes from developers like BetSoft, Dragon Gaming, Rival Powered, Qora Games, and Arrow’slot. Some of the most popular progressive jackpot slots are Greedy Goblins, A Night with Cleo, Tycoons, and Strike Gold!

Advice for Responsible Online Gambling

Our goal is to present you with trustworthy platforms that consistently deliver the highest payout casino rates. However, even the best online gambling sites cannot guarantee that you will win money. After all, part of defining the payout rates involves calculating the expected value of the games based on perfect strategy playing conditions. That means skilled players who fully understand the mechanics of a title and always employ the most advantageous moves can surmount the house edge.

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In short, practice make perfect, and you probably aren’t ready to join the elite team of professional gamblers. Even though our featured online casinos with the highest payout rates will retrieve most of the wagers played on their platforms, you could still finish your session in the red. That’s why responsible gaming practices are essential if you wish to remain a winning player in the long term. 

Here are some tips on how to increase your luck of winning:

  1. Set a budget before logging into the best payout casino(s) of your choice and stick to it no matter what. Never risk more money than you can afford to lose.

  2. Don’t play under the influence of alcohol or drugs. Your judgment will be impaired, increasing the chance of chasing losses or setting irrational goals (like trying to recover a large loss in a single spin).

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  3. Choose games that suit your skills and preferences. For instance, roulette and baccarat have some of the lowest house edges when dealt by real people or software. Blackjack is also quite favorable if you learn the basic strategy. Meanwhile, video poker has the highest RTP rate of all casino games, provided you use optimal playing techniques.

  4. Take advantage of the best online casino signup bonuses and promotions. Even if you don’t aim to become a professional gambler, you can still receive extra funds for the bankroll through rewards like reload bonuses, cashback, tournaments, and loyalty programs.

  5. Always read the bonus policies to avoid surprises. Some operators attach extremely high playthrough requirements to their offers or limit certain games during completion.

  6. If you feel like you’re not having fun anymore or that something isn’t right, take a break or seek help from organizations like Gamblers Anonymous.

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  7. Consider downloading responsible gambling tools, such as deposit limits, betting limits, loss limits, time restrictions, self-exclusion tools, and reality checks. Many of the best payout online casinos support most or all of these features. 


Which US online casino has the highest payout rate?

Some of the online casinos with the highest payout rates are TrustDice, BetUS, Bovada, SuperSlots AG, mBit, and Ignition Casino. These gambling platforms have either declared their technical payout percentages or outstanding game selections and solid reputations.

Are online slots rigged to favor the house?

As long as you are playing at a licensed and legitimate gambling site, no, slots are not rigged. Every online casino has a house advantage that allows it to earn a living. The operators achieve that by providing slots with a return to player rate lower than 100%. For instance, a game with a 95% RTP returns $95 for every $100 wagered.

Where can I find the best payout online slots?

TrustDice is one of the best online casinos for slots, featuring titles with average RTP rates of 96%-97% and provably fair games. Other excellent options are Bovada, SuperSlots AG, and DuckLuck Casino. Of course, it depends on several factors, including the size of the progressives, bonus terms, and crypto support.

Are online casino payouts affected by location?

Yes, online casino payouts can vary from one state to another due to different licensing costs, gambling taxes, and required operator fees. For instance, the requirements for obtaining a remote gambling permit in the UK are stricter than those in Connecticut for online gambling operators.

About the author 

Peter Clayton

Peter is one of the most experienced writers at He's covered sports, casino games, and everything in between. Although he features routinely in our football, basketball, and North American sports previews, he turns his hand to other subjects too. When it comes to casino games, he's an expert on all of them, although he really enjoys browsping the best sportsbooks too.