Casinos with the highest payout rates - are they worth it?

If you are looking through a list of casinos, you may have noticed that some boast about having the highest payout rates. These casinos with the highest payout certainly attract many players who believe they're their best choice. 

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Knowing which US casinos online have the highest payouts can help you choose where to play, but this shouldn't be your only deciding factor. There are other important aspects to consider before joining any gaming site. 

This post will discuss what payout ratings mean and other factors you should consider when choosing where to play. I also included a table displaying the top internet casinos you can try now that offer great games and promotions. This list includes the one that ranked best pay per head casino, so be sure to read on for more information.

What Are Casino Payout Ratios?

A casino payout ratio is the percentage of how much a player can expect to win back on average for a specific game. This ratio is calculated by dividing the total amount paid out to players by the amount wagered. For example, if a slot machine has a payout ratio of 95%, that means for every $100 wagered, the machine pays out $95.

It is essential to note that payout ratios are calculated over a long period and do not guarantee that you will win that much every time you play. They simply indicate the expected return to player (RTP) over time.

Casino payout ratios vary depending on the type of game. Here is a rough guide to average payout ratios for different casino games:

  • Slots  - 94% to 97%
  • Video Poker - 98% to 99.54%
  • Blackjack  - 97% to 99%
  • Baccarat  - 98.5% to 99%
  • Craps  - 98% to 99.3%
  • French Roulette  - 97.3% to 98.65%
  • European Roulette  - 94.74% to 97.3%
  • American Roulette  - 94.74% to 97.3%

As you can see, some games generally offer higher payouts than others. Knowledge of payout percentages can be helpful when choosing which games to play or avoid. However, keep in mind that these numbers are just averages and don't guarantee that you will win a certain amount.

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Can Players Win More at Online Casinos With Higher Payouts?

While it might seem logical to assume that the top internet casinos with the highest payouts would be the best option for maximizing winnings, the reality is slightly different. The idea that casinos with higher payout rates are where players can win more money is a common misconception. Here’s why:

  • Competition – Casinos with lower payout rates can still be profitable as they are less affected by the law of large numbers. Essentially, these casinos make up for lower payouts by attracting more players. 
  • Game Selection – Casinos offering higher payouts may focus mainly on low-risk games like blackjack and video poker. In contrast, those with lower payouts may have a wider selection of games, including high-risk slots with bigger jackpots. 
  • Bonuses and Promotions – Some casinos offset lower payouts by offering generous bonuses and promotions, making up for potential losses in payouts. 
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These factors show that there is no simple answer to whether casinos with the highest payouts are where players can win more money. Other factors, such as bonus offers and game selection, can greatly affect a player's potential winnings.

Are Online Casinos With Higher Payouts Safer?

Casinos with the highest payout aren’t necessarily safer than those with lower payouts. Instead, the safety of an online casino depends on several factors, including its licensing, security measures, and reputation. 

Here are some things to consider when determining if an online casino is safe:

  • Licensing – Make sure the casino is licensed by a reputable regulatory body. 
  • Security – Look for casinos with strong security measures, such as SSL encryption, to protect your personal and financial information. 
  • Reputation – Read reviews from other players to get an idea of the casino's fairness, customer service, and payout history. 
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By taking these factors into account, you can find a safe and reliable online casino, regardless of its payout rate. 

Are High Payout Casinos Worth Trying?

Online casinos with the highest payouts can certainly be appealing to players seeking better odds of winning. However, as we've discussed, several factors can influence your chances of profit. So while they are worth considering, they shouldn't be the sole deciding factor in choosing where to play.

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When looking for a , consider factors such as game selection, bonus offers, software providers, payment methods, mobile compatibility, customer support, and reputation, in addition to payout rates. Finding a balance between these features can help you find a casino that provides a good overall experience. 

If you're unsure where to start your search, you can refer to the table below. It contains a list of the top seven US online casinos based on various criteria, including high payouts. Each entry also provides information on their welcome bonus, highlighting the one with the best pay per head casino.

  1. Mostson Fine Wines – Up to $2,000 Welcome Bonus
  2. Wild Casino – Up to $5,000 Welcome Bonus
  3. BetUS – 500% Up To $5,000 Welcome Bonus
  4. mBetfair – Up to $1,000 Welcome Bonus + $25 Free Play
  5. Bovada – 50% Up To $250 / 100% Up To $750 / 125% Up To $1,250 / 150% Up To $1,500
  6. XBet – 50% Welcome Bonus (up to $2,023)
  7. MyBookie – 50% Up To $1,000 

The table shows that these online casinos offer competitive welcome bonuses, further encouraging new players to sign up. Remember that these bonuses usually come with terms and conditions, such as wagering requirements, so be sure to read the fine print before claiming one.

Aside from mostson fine wines, which accepted players' bets on pets, these recommended online casinos offer a variety of games, including slots, table games, video poker, live dealer games, and more. They also accept various payment methods and are accessible on both desktop and mobile devices. 

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Most importantly, all of the entries in this list are trustworthy and have positive reputations within the online gaming community. However, the one rated the best pay per head casino is Bovada, which offers four different welcome bonuses. Still, the others are also among the top-ranked us online casinos, so feel free to check them out and see which one suits your preferences and playing style. 

Is It Better to Play at Land-Based Casinos or Those That Offer the Highest Payout Online?

While land-based and online casinos differ in many ways, both have their own set of advantages and disadvantages. Ultimately, the choice between the two comes down to personal preference. 

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Here are some factors to consider when deciding whether to play at land-based casinos or those with the highest payouts online:

  • Convenience – Online casinos offer the convenience of playing from the comfort of your home, while land-based casinos provide a social atmosphere and the ability to enjoy other amenities. 
  • Variety – Online casinos typically offer a wider variety of games, while land-based casinos may have unique games or experiences not found online. 
  • Payouts – Both can offer high payouts. As we discussed earlier, it's essential to research individual casinos rather than assuming all land-based casinos have higher payouts than online ones or vice versa.
  • Safety – Reputable land-based casinos and online casinos both prioritize safety and security. Once again, it's crucial to do your research and only patronize establishments with a proven track record. 
  • Social Interaction – Land-based casinos often provide opportunities for social interaction, while online casinos are generally a solitary activity. 
  • Bankroll Management – Online casinos often have lower minimum bets, making them a better option for players with smaller bankrolls.
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Ultimately, the decision of whether to play at land-based casinos or those with the highest payouts online comes down to your personal preferences regarding convenience, socialization, access to games/experiences, safety, and bankroll management. You can always switch it up and enjoy both worlds!


  • Wikipedia was used as a source to support the discussion on .

Samantha Kilpatrick is a journalist and aspiring novelist who finds inspiration in everything from the daily commute to the beauty of the natural world. With a passion for telling stories that shed light on important issues, Samantha's work has appeared in some of the country's top publications. When she's not meeting deadlines, Samantha can be found exploring new places, trying out new recipes, or curling up with a good book.