2023's best casino games for high payouts in pennsylvania

  • Live dealer games tend to have the highest RTP, with an average of 98%.
  • Blackjack has a relatively low house edge of about 0.5%, making it one of the top casino games with the highest payout percentage.
  • Slots with high volatility offer big wins but less frequently, while low volatility slots give out small, frequent prizes.
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When you gamble at a casino, the ultimate goal is always the same: take home more money than you came in with. So, which games offer the best odds of giving you a healthy return on your investment?

To find the casino games with the highest payout percentage and rate in Pennsylvania, we looked at the stats. We also asked the expert team at SCORE ENTERTAINMENT for their insights. Read on to discover the top five casino games that will give you the best chance of winning big.

1. Blackjack – Maximum Payments Are Typically 3:2

  • _Average RTP:_ 99.4%
  • _Average Payout Rate:_ 95.76%
  • _Biggest Wins:_ Millions of dollars

Any list of casino games with the highest payout rates must include blackjack. This classic card game has long been popular with players who value strategy and skill. But did you know it’s also great for those looking to maximize their winnings?

The reason is simple: blackjack offers one of the lowest house edges of any casino game. In fact, with the right strategy, the house edge can be as low as 0.5%. That means for every $100 you bet, you can expect to keep $99.50 on average.

Of course, hitting that low house edge requires some skill. But even if you wing it, the game is generous enough to give you a decent shot at walking away with more money than you came in with. Plus, with maximum payments of 3:2 when you hit blackjack (ace and ten-value card), there’s plenty of scope for some huge wins.

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In fact, lucky players have been known to hit wins worth millions of dollars. While those kinds of payouts are few and far between, they’re proof that blackjack belongs near the top of any list ranking the casino games with the highest payout percentages. It consistently lands as one of the , too.

2. Video Poker – Biggest Wins Can Reach up to 4,000 times Your Bet

  • _Average RTP:_ 99.54%
  • _Average Payout Rate:_ 97.32%
  • _Biggest Wins:_ up to 4,000 times your bet

Another game that should feature highly on any discussion of the casino games with the best payout rates is video poker. Like blackjack, this game combines luck and skill in a way that keeps players coming back for more.

One of the key factors that make video poker so generous is the fact that it has one of the highest RTPs of any casino game. In fact, with an average RTP of 99.54%, you can keep around 99 cents of every dollar you wager over the long term.

Of course, the actual payout rates you can expect to see will vary depending on the specific version of video poker you play. However, even the least generous variants offer impressive payout rates of around 97%. And with the potential for massive wins if you hit a big hand, video poker deserves its place among the games with the highest payout percentage and rate.

If you want to get a taste of the action without risking any of your own cash, there are plenty of free online versions of video poker you can try. Just be sure to brush up on the rules and strategies before you sit down at a real money table!

Want to start playing now? Check out the following Pennsylvania casinos, all of which offer excellent video poker games:

3. Baccarat – Great For High Rollers With Payouts Up To 8:1

  • _Average RTP:_ 98.94%
  • _Average Payout Rate:_ 98.25%
  • _Biggest Wins:_ up to 8:1

Baccarat may have a reputation as a game exclusively for James Bond types with endless piles of cash, but it’s also one of the .

With an average RTP of 98.94%, you can expect to keep almost all of the money you wager over the long run. And although the betting options are limited, choosing between the banker and player bets (which both come with an average payout rate of 98.25%), you still have a decent chance of taking home some serious cash.

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Of course, baccarat isn’t known for its enormous max payouts. Most wins in the game pay out at even money (1:1). However, if you put down a large bet and happen to back the winning hand with an 8:1 payout, you could walk away with some major loot.

Not sure how to play? No worries; baccarat is one of the easier casino games to master. If you’d like to try it out for yourself, check out these top PA baccarat sites:

4. Caribbean Stud Poker – Top Payout Is 1,000:1

  • _Average RTP:_ 97.68%
  • _Average Payout Rate:_ 97.25%
  • _Biggest Wins:_ 1,000:1

Looking for a poker variant that offers better odds than the traditional game? Then consider trying your luck at Caribbean stud poker.

This casino favorite comes with an above-average RTP of 97.68%, meaning you can keep around 98 cents of every dollar you spend on it. The average payout rate is slightly lower, at 97.25%, but both figures are well above the benchmark for good casino games.

So, what makes Caribbean stud poker so generous? Part of it has to do with the fairly straightforward strategy you can employ to reduce the house edge. By following a few simple tips, you can whittle that margin down to just 5.22%.

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Of course, even with the ideal strategy, you’re still at the mercy of the cards. If Lady Luck is smiling down on you, you could hit the top payout of 1,000:1 if you bet max and land a rare royal flush.

Ready to test your skills? Give one of these top Pennsylvania Caribbean stud poker sites a visit:

5. Craps – Average RTP of 98% + Lots Of Exciting Bets

  • _Average RTP:_ 98%
  • _Average Payout Rate:_ 98.6%
  • _Biggest Wins:_ 30:1

No list of the best casino games for payouts would be complete without craps. This raucous game is beloved by players for its wide variety of interesting bets and surprisingly generous odds.

In fact, with an average RTP of 98%, craps ranks among the top casino games by payout percentage. Plus, if you stick to smart bets like pass/don’t pass and place six/eight, you can bring the house edge down to just 1.41%.

Even more appealing is the sheer number of bets available in craps. While sticking to the smarter wagers is a good idea if you prioritize making money, others enable you to have more fun and take risks.

Case in point: the elusive craps bet that offers a payout of 30:1. Hitting any 110 (eleven) consists of a combination of a 10 with a 6-5, 5-6, 6-6, or 6-5-4.

While the One-Roll 110 prop bet offers that lucrative 30:1 prize, it’s not offered at every PA casino. Nevertheless, you can find lots of other enticing wagers at the top Pennsylvania craps sites.

6. French Roulette – Contains Both High RTP & Payout Rate of 98%

  • Average RTP: 98%
  • Average Payout Rate: 98%
  • Biggest Wins: 35:1
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Did you know that not all variants of roulette are created equal? Believe it or not, playing at a French roulette table can make a significant difference in your odds of winning.

How so? Two important bets – red or black, and odd or even – come with a special rule in French roulette. Known as La Partage, this rule stipulates that if you make either of those bets and the ball lands on zero, you’ll only lose half of your wager (rather than the whole thing).

That seeming small potato of a house edge shift from even to half on a losing even-money bet makes a world of difference to the overall RTP and payout rate, which rest at 98% for French roulette.

Whether you choose inside or outside bets or go for the thrill of a single-number wager, French roulette should appeal to most gamblers due to the attractive mix of odds and payouts.

Check out these for your next session:

7. Slots – Volatility Determines How Often You Win

  • Average RTP: 95%
  • Average Payout Rate: 94%
  • Biggest Wins: up to 10,000x or more
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Slot machines remain the lifeblood of most US casinos, but their reputations for eating up cash with little hope of rewarding jackpots often puts players off.

However, things aren’t quite as bad as many people think. Although it’s true that the average RTP and payout rate for slots fall below the benchmarks set by some other casino games, many machines still offer solid odds coupled with exciting features.

One aspect that is crucial for understanding slot machine payouts is variance or volatility.

Essentially, volatility refers to how often you can expect to win (and receive smaller amounts) versus hitting those big progressive prizes.

  • High volatility slots pay out less frequently but offer larger sums of cash when they do hit. These games can be exciting because the anticipation of landing that big win remains high despite a drought of lesser payouts.
  • On the flip side, low volatility slots are designed to pay out regularly (even if you’re only receiving pennies in return).
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Somewhere in the middle, medium volatility slots tend to balance things out nicely, offering regular wins that might not be huge but can certainly be pleasing.

Ultimately, the best way to understand the potential payouts of any particular slot machine is to read up on its symbols, paylines, RTP, volatility, and other details. Some of the offer detailed info about each slot so that you can pick the ones you like before dishing out real money bets.

You can also use our to help you compare different casinos and find the top slots in one place.

8. European Roulette – La Partage Rule Still Applies

  • Average RTP: 98%
  • Average Payout Rate: 97.3%
  • Biggest Wins: 35:1

Like French roulette, boasts an RTP and payout rate of 98%, thanks to the La Partague rule. Unfortunately, the payout rate drops to 97.3% when you move to this variant, which is based on the French wheel that features a single zero.

Still, the reduced house edge of 2.70% (compared to the 2.7% found on American roulette tables) means you should add European roulette to your list of casino games with high payout rates.

As mentioned earlier, betting on red or black will result in a loss if the ball lands on zero, but you’ll get half your stake back thanks to La Partague. This feature turns that 2.70% house edge into a 1.35% edge, making European roulette a solid option for those who enjoy such simple wagers.

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While the 35:1 payout for hitting a single number is not likely to show up on every spin, anyone who has had success with this bet knows it feels pretty great when it does.

Feel ready to take your chances with European roulette wheels? See our recommended Pennsylvania roulette sites here:

What Types of Online Casino Bonuses Help Boost Payouts?

Although picking the right games is a critical part of maximizing your online casino payouts in PA, another essential component is using the right bonuses.

iGaming sites use multiple sign-up promos to attract new customers, usually matching a portion (or all) of your first deposit. Most welcome bonuses require you to “play through” the bonus amount a certain number of times before you can withdraw the funds.

For example, let’s say you signed up for a casino offering a 100% matched deposit bonus (up to $500). If you deposited $100, the casino would credit your account with another $100, meaning you would need to generate $200 in wagers before fulfilling the playthrough requirements.

It’s essential to note the game contributions toward clearing playthrough. Most iGaming sites will weight slots higher (100%) than other games such as roulette (20%) blackjack (5-20%), and video poker (10-20%). This weighting makes it easier to clear playthrough by playing slots.

However, sometimes specializations arise. For example,  offers a 100% deposit match, but the playthrough is fully achievable (in just two visits) if you play selected blackjack games.

Due to the increased playthrough for table games, it’s vital to look for casinos that have weighted their selections more heavily in your favor. Finding online casino games with the highest payout rates and completing playthrough requirements can be a profitable double header.

Our guides to the can help you sort through the various options provided by the top Pennsylvania iGaming sites.

Latest Tips & Advanced Strategy From SCORE ENTERTAINMENT

Debbie Hallal

CEO and Founder of SCORE ENTERTAINMENT

Having the lowest house edge gives you the highest expected return.

Looking for the games with the highest payout rates and RTPs is smart, but keeping a few extra tips in mind can help you get even more bang for your buck.

We turned to Debbie Hallal, CEO and Founder of SCORE ENTERTAINMENT to shed some light on advanced casino strategy.

“Having the lowest house edge gives you the highest expected return,” she says. “So, always attempt to play with the most advantageous rules and bets, along with the lowest house edge.”

Hallal also suggests taking full advantage of online casino promotions, especially reload bonuses. Reload bonuses are similar to welcome bonuses, except they are offered to existing players to encourage them to continue depositing and playing.

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“Be sure to take advantage of online casino promotions, including reload bonuses, with a focus on meeting the lowest playthrough requirements on games with the highest payout rates,” adds Hallal.

Now that you have some advanced tips under your belt, the last thing to touch upon is banking considerations. Since time equals money, Hallal notes the importance of avoiding lines and crowding around tables to ensure a swift end to a losing streak.

“Banking considerations are also very strategic and should never be overlooked since time equals money. Stay out of the mindset that you ‘have to’ quit when even. Instead, develop a budget, banking plan, and money management strategy before arriving or logging onto the casino floor/platform,” advises Hallal.

We also recommend creating a gaming schedule that aligns with holidays, happy hours, and other special events that some venues host. Arriving early or late can help you avoid crowds and get more plays in before the venue reaches capacity.

Horse Racing Bets Offer Massive Potential Payouts

Perhaps surprisingly, some of the casino games with the highest payout percentages and rates are not found within the typical table game or slot machine lineup. Head over to the racing section of a PA gambling site, and you’ll find horse racing bets that offer truly mouthwatering potential payouts.

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Like lottery draws, it’s possible to score major wins without needing a deep understanding of the sport. However, successful punters generally have a firm grasp of the different bet types on offer and how they work.

Let’s take a quick look at some common bets and the kind of payouts you can expect from each.

Straight Bets

Straight bets are popular with beginners because they don’t require any complicated combinations of horses. Instead, you simply pick one horse to win, place, or show in a race.

Here’s a breakdown of how those three straight bet types work out in terms of payout rates:

Generally speaking, a winning show bet will return about 30% of the amount wagered. Place bets tend to offer a return of roughly 20%, leaving win bets as the most generous straight bet by a wide margin.

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Of course, the actual payouts you can expect to see will vary depending on the odds of the horse you’ve picked and how many other competitors are in the running.

Exotic Bets

Exotic wagers are called such because they are not considered straight bets since they combine multiple horses into a single wager.

Popular examples include:

  • Exactas: Picking two horses you believe will finish in first and second place, in the exact order. Exactas tend to offer payouts in the 5% to 6% range when putting up a $1 straight bet.
  • Quinellas: Similar to exactas, except you can accept any order of the two horses you select. Quinella payouts share similar statistics, returning approximately 5% to 6% on average for a $1 straight ticket.
  • Trifectas: Picking three horses that will cross the finish line in first, second, and third place—in the correct order. Trifecta bets offer significantly smaller payouts than exactas and quinellas since it becomes increasingly difficult to predict three horses’ exact positions. In this case, you’re typically looking at payouts averaging around 2% to 3% on a $1 straight bet.
  • Superfectas: Calling which four horses will finish in first, second, third, and fourth place—in the precise order. Given the incredibly long odds required for a successful superfecta bet, these wagers offer payouts of around 0.2% on average with a $1 straight bet.

Combination/Multi-Race Bets

For those seeking even greater challenges/rewards, combo bets and multi-race wagers are among the most exciting in the industry. Here are a couple of examples:

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  • Daily Double: Picking the horses that will win the first and second races at a particular meet. As you might guess from the name, the daily double is completed in a single day at the track or online races. This bet is popular because it offers relatively high RTPs, with payouts averaging around 10% to 12% for a $1 straight bet.
  • Pick Three/Pick Four/Pick Six: These combo bets involve selecting the winners of three, four, and six consecutive races. Pick three tends to offer the highest RTPs of the group, averaging around 15% to 18% in payouts on a $1 straight bet. Pick four bets follow closely behind with around 10% to 12%, while pick sixs become progressively harder and offer an average of 5% to 7% on a $1 straight bet.
  • Across the Board: Allows a single bet on a horse to win, place, and show. Across the board bets are unique in that they offer three possible payouts, giving the bettor a better chance of taking home some cash. Since you’re essentially making three separate wagers, the cost per acquisition will be higher than straight bets (e.g., $3 instead of $1 for a win/place/show outcome on a $1 base unit). Across the board bets tend to offer payouts ranging from about 10% to 15% on average for a $1 base bet.
  • Arbitrage Betting: Refers to taking advantage of differences in odds between multiple bookmakers to guarantee a profit on a racing event outcome. Arbitrage betting requires placing multiple bets with different bookmakers, which can be facilitated by partner sites that aggregate odds across various platforms. Arbitrage opportunities are rare but can yield guaranteed profits, making them highly sought after by experienced bettors.
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Comparing Casino Payouts to Lottery Odds

If there’s one form of gambling that seems considerably less generous than the top casino games by payout percentage and rate, it’s the lottery.

Indeed, when you compare the odds of winning the lottery to those presented by the top casino games in Pennsylvania, it becomes apparent that you’ll face much longer odds when buying a Powerball or Mega Millions ticket.

While you may occasionally hear stories about folks winning millions from a $2 lotto ticket, the odds of scoring a major jackpot are tremendously long. In fact, the house edge for the Powerball jackpot sits at about 18%, with slightly better conditions at 11.1% for the Mega Millions top prize.

Those long odds mean you could reasonably be expected to buy hundreds or thousands of lottery tickets before hitting that jackpot level.

Of course, the massive size of Powerball and Mega Millions jackpots tends to tempt many people into buying multiple tickets in hopes of getting lucky. Indeed, anyone who has ever daydreamed about what they would do with $400 million had surely considered purchasing a few lotto tickets.

However, the wise heads over at SCORE ENTERTAINATION suggest a more measured approach to both casino and lottery gaming.

“Setting a budget and sticking to it is imperative, whether playing lottery or casino games,” reminds Debbie Hallal. “Additionally, one should carefully review the terms and conditions associated with any promotion or incentive before participating.”

Ultimately, the best way to maximize your odds of winning money from gambling is to seek out the casino games with the highest payout rates and RTPs. By focusing on slots, craps, Caribbean Stud poker, French/European roulette, and competitive horse racing bets, you stand a stronger chance of seeing a solid return on your action.

Larry Henry

Owner of LarryHenry.com

“There’s no such thing as a certain bet.”

We also reached out to renowned gambling writer Larry Henry for his thoughts on beating the house.

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Henry, who owns , cautioned against chasing certain systems or strategies that promise to turn the tables on the casino.

“There’s no such thing as a certain bet,” Henry says. “Counting cards is not illegal, but casinos will kick you out if you’re caught and deemed to be doing it. Palpable suspicion is all they need, and they are very keen when it comes to spotting card counters.”

Henry notes that the house always has the advantage over the long term, adding, “You could conceivably hit a jackpot on a slot machine on the very first spin. That doesn’t mean you’re guaranteed to win a car if you spend, say, $20,000.

Instead of chasing certain strategies or systems, Henry recommends setting realistic goals and having a firm grasp of how casino games work.

“Understand the nature of the games you’re playing and what you hope to achieve,” he advises. “Don’t gamble with more than you can comfortably afford to lose. Finally, remember that gambling is entertainment—not a way to make a living.”

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J.W. Paine is one of the most experienced writers at GamblingSites.com. He's written for television and the printed media, and is a former editor of the Phoenix New Times.

Paine specializes in gambling markets. His areas of expertise include sports betting, horse racing, and casino games.

In addition to writing about gambling, Painehas also worked as a racehorse trainer. Among other brands, he has trained for Ed Allred, where he backed winning Thoroughbards for major racetracks in California.